Baines & Ernst now CCCS - many debts

[andrew1]

If you seek or expect any refunds Citi have a habit of sending money due to the debtor (you) to Cabot so be careful to make sure they don't do it to you.

 

Sarah.

[andrew1]

It's not interesting Lizzy it's a pain in the butt, thereagain I suppose we have to get on with toppling the towers of Babilon down there in West Malling - Just think all those staff looking for new jobs, free visits to Ken ...I wonder what the Japanese will think of their little investment then?

[andrew1]

Hi

Had a chat with my local Trading standards I pointed out that i had sent for a CCA back in March and still no agreement, she wanted to know why i was requesting the agreement in the first place.

 

T/S said

hello ..i am XXXXX from trading standards can you explain why MR XXXXXXXXX has not yet recieved his CCA as requested and paid for back in march this year .also can you explain who are the four accounts he has in relation to this account untill the the intervention of yourselves does not know if he is paying the correct company.

 

Citicards told her that KINGS HILL NO1 AND CABOT both buy the accounts from citicards (once The Associates) so i should have sent a CCA request to CITICARDS as they own the account??

still confused eh:confused:

 

 

 

Spuddly, I have just re read the whole thread and I know this goes back a few weeks, but these things get overlooked sometimes with Cabot referring to themselves as ' Cabot' and writing from Cabot Financial(Europe)Ltd.

 

If you have a continuing dialogue with Trading Standards then it must be made crystal clear to them which company is doing what because this is the very crux of the matters you are trying to resolve. Remember that ALL these different actions you are asking to have undertaken, the CCA request, the S.A.R - (Subject Access Request), who purchased your account from who and where your data has been despatched and shared are ALL being done through DIFFERENT COMPANIES.

 

The above quote from Citicards talking to the T/S lady " Kingshill and Cabot BOTH buy the accounts from citicards" - REALLY?? I think you'll find it was Kingshill No1 Ltd who bought the debt, Kingshill No1 who never wrote to you and told you, Kingshill No1 Ltd who registered a default and Kingshill No1 Ltd who you never see or hear from ever again. Cabot seem to cloud the issue by referring to themselves just as 'Cabot' , but their legal position is very different. Your data was passed to, amongst others no doubt, Cabot Financial(Europe)Ltd who, as has been pointed out before earlier in the thread, have their own Data controller and are one of sixteen or so different companies in the Cabot cosy little group of companies ALL of which are seperate Limited Liability Companies.

 

Trading Standards NEED to know this. Kingshill No1 Ltd - now Cabot Financial (UK)Ltd should be the ONLY company you should have ANY communication with and all that money you have paid them has been paid to the wrong company - you might just have well as paid me! CF(Europe)Ltd have NO RIGHTS to it.

 

 

..And Aktiv, you are quite right, this is cleaning up the industry a bit. I think the collective input by so many has given the likes of Ken Maynard and his 'team' something to think about, we can see changes happening, but there's a long way to go yet. What I want, and I have been a Director of companies for a good while, is to get the leadership to BELIEVE change is necessary and implement that change as a result of what is being learned from our onslaught. If they ignore it - they are doomed. There will always be debt collectors and probably rightly so, but there are laws they need to abide by and they know they have got away with this for so long, they should just accept it's now time to see things are never going to be the same. Trouble is they are from such a ruthless culture, getting through to people who always think they are right and above the law is never easy. They may have banking or legal backgrounds, but there are plenty from that industry and profession sewing mailbags at HMP so it doesn't make them right.

 

It's MY PLEASURE this time - it'll be Her Majesty's for them next.

[andrew1]

Thank you very much for your comments .

 

i have been looking back and i believe the letter i sent cabot at (post 12) is even more relevant now.

 

also who would i send my letter to to get the default removed seeing as they never bothered to send me notification at the time!

Kings hill/ cabot??

 

The company who put the default on was Kingshill (No1) Ltd. Since January 15th 07 they changed their name to Cabot Financial (UK)Ltd so they are the people to address ANYTHING to - take no notice of the fact that Cabot Financial (Europe)Ltd wrote to you telling you they 'administer ' Cabots accounts - you owe nothing to them, I might just have well have written. So (UK)it is.

[andrew1]

I would say Cabot Financial(Europe)Ltd rather than CABOT CANNOT PROVE THEY HAVE A LEGAL CLAIM

 

It is (Europe)ltd you have been paying. If you are going legal then you have to have these things very clear in your mind.

[andrew1]

Spuddly, I've PM'd you.

[andrew1]

I'm saving it for the finalé !

 

 

Sarah xx

[andrew1]

 

Good Night Crapbot MIBs Have a peaceful night:p

 

Goodnight ODC

[andrew1]

Well you know what they say ''More than two shakes and you're playing with it:)

 

Oi! there's ladies present !

 

Sarah

[andrew1]

Seahorse, I love the Cabot blog, just sent my CCA's to them and so looking forward to full membership of The Cabot Fan Club.

 

cheapskate - you don't get in that easy !

[andrew1]

Andrew1, my apologies, but I can assure you that I have given blood, well almost!

 

Oh, that's alright then. come join the fun...

[andrew1]

Oi ! there's ladies present, how many times do I have to tell you hot blooded blokes? Cool down !

 

 

S xx

[andrew1]

Do you think it'll be like Wembly - demolished Towers? Maybe we can all go down and get a bit of Caboturf and brick for keepsake!

[andrew1]

Hey that's brilliant spuddly, lets hope there's plenty more like that to come... Cabot Fan Club strikes again well done matey..