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    • Have we seen your court bundle?   If we haven't then it's probably an idea to post it up here especially the index page and the witness statement so we can see if there is anything which might need adding or changing 
    • "Care to briefly tell someone who isn't tech savvy - i.e. me! - how you did this?" Its pretty simple although not obvious. You open the google maps app > click your profile picture > Click Timeline from the list > click today > choose the date you want to see the timeline from. Then you'll see your timeline for that day. Often, places you have visited will have a question mark beside them where google wants you confirm you have actually visited. You either click 'yes' if you have, or you click 'edit' to enter the actual place you visited. Sometimes, you'll see 'Missing visit' This probably happens if your internet connection has dropped out at that time. You simply click 'Add visit' and enter the place. The internet on my crappy phone often loses connection so I have to do that alot.   OK dx, understood mate. 
    • I have now been given a court date vs Evri, 4th Sept 2024. I have completed my court bundle, when am I expected to send copies to the court and Evri and should it be in hard copy or electronic? The Notice of Allocation states that no later than 7 days before the directions hearing both parties must send to the other party their final offers to settle. Does this mean I will have to tell Evri what I'm willing to settle? Rgds, J
    • Ok how about this to the CEO? I know it sounds super desperate but lets call a spade a spade here, I am super desperate: Dear Sir, On 29th November 2023 I took out a loan of £5000 with you. Unfortunately very early into 2024 I found myself in financial difficulty (unexpected bills and two episodes of sickness and the tax office getting my tax code wrong resulting in less pay for two months) and I contacted you (MCB) on 13th February 2024 asking if there was any way I could extend the length of my loan to 36 months. I fully explained why I was requesting this and asked for your help. I did not receive a reply to that email so I again contacted you on 7th March 2024 to advise you of a change in my circumstances which resulted in me having to take out a DMP and asking you to confirm that the direct debit had been cancelled. You would have also received confirmation of this DMP from StepChange but you did not acknowledge receipt of my email. I have only managed to make one payment from my loan but did try and contact MCB to discuss extending my loan, help etc.  I have now therefore fallen behind on several of my debts, yours included, and as a result you have lodged a Cifas marker against my name for "evasion of payment", which has resulted in me having to change banks, which has been an extremely difficult process because of the Cifas marker. I do not feel you have been fair or given me the opportunity to fully explain my situation to you before you lodged the marker against my name. I appreciate it is a business and you have acted accordingly, but I did try to make contact to arrange alternative arrangements and at no point, not even to this day, did I ever intend to not repay my loan. I cannot stress to you enough how much this has affected my mental health. I am having trouble sleeping and my existing health condition has been exacerbated by all of this. What I would like you to do is to please, please remove the Cifas marker and let me make arrangements to pay the loan back through a DMP.  Please sir, I am begging for your help here. I am not a dishonest person and I have never been in a situation like this before. I am desperately trying to make things right but this marker is killing me. Please can you help me? I look forward to hearing from you. Yours faithfully,
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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4 speeding tickets and facing ban


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You need to prepare an "Exceptional Hardship" argument to put before the court. As I'm sure you know, you will get twelve points for these offences and that will see you face a "totting up" ban of six months. This can reduced to zero if you can show that "Exceptional Hardship" will follow for you or others if you are banned. Here's the Sentencing Council's guidance to Magistrates on the mater:

 

3. ‘Totting up’ disqualification – Sentencing (sentencingcouncil.org.uk) 

 

You will note that loss of employment by itself is not usually considered "exceptional."  However, the additional info you have provided can well tip the scales in your favour -  In particular your father's circumstances. Your employer suffering from having to "let you go" together with the effect that may have on your remaining colleagues is also a good angle. You need to prepare your argument and be ready for questions from either the Magistrates or the prosecutor. In particular you need to be prepared to show that alternatives to you driving are either not available or are impractical. Any proof you may have to support your arguments will help (e.g. letter from your father's doctor explaining his circumstances and his dependence on you for care; letter from your employer  explaining whether or not he could continue to employ you and the effects it would have on the business if you were banned or had to leave).

 

A final bit of advice is that if you are successful you will keep your licence but it will have the twelve points remaining on it. This means that any offence you commit before the three year anniversary of the first of your recent speeding offences will see you face a totting up ban again. You cannot use the same reason(s) to argue exceptional hardship again within that period. So you may care to keep some of your powder dry by restricting your latest argument to just one aspect (and I would suggest the care you need to provide to your father is your best chance of success). The choice is yours - the more you egg the pudding this time the greater the chance of success, but the less material you will have to use should you be unfortunate enough to face a ban again. On that topic, I note you have done a speed a awareness course 2.5 years ago. You will become eligible for another when the third anniversary of the date of that offence is passed. Courses are normally offered up to and including (Limit + 10% + 9mph).

 

Hope this helps. Let me know if you need any further info.

Edited by Man in the middle
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The option of a short ban is a forlorn hope, I'm afraid. 

 

Although a ban can be imposed for any offence which attracts an endorsement and points, any one of your offences would normally only attract 3 points (in fact every one of them is within the range where a course would be offered). To ask the court to ban you for any or all of them would be asking the Magistrates to sentence you considerably outside their guidelines and there is no justification for them to do so. Furthermore, Magistrates have supplementary guidance which suggests that where they have an option of points or a ban and points would lead to a "totting up" disqualification, then points should be imposed.

 

Appointing a solicitor to represent you will cost you at least £300 and probably more. My view is that you would be wasting your money. I do not believe (s)he will be able to persuade the court to impose a short ban for any or all of the offences. In theory it is only necessary to succeed in persuading the court to impose a ban for one, leaving you with nine points for the other three, but there is simply no justification for the court to do so. You may want to consider representation to present your EH argument but if you are capable of speaking to the court that is all that's necessary. You can write down what you want the court to hear if you like and either read it out yourself or ask them to read it rather than speaking. But you should be prepared to answer questions. Some solicitors give a free 30m consultation where you may be able to get an opinion. But beware of those who promise you the Earth if you engage them. They get paid whatever the outcome.

 

If you want, post your EH proposals up here and I'll let you know what I think.

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  • 3 weeks later...

Two quick and immediate points:

 

1. Do NOT get your employer to suggest you were exhausted. You shouldn't drive whilst exhausted and it aggravates the offences. But in any case, since you are pleading guilty to them it doesn't matter. The circumstances of each offence are not relevant when the court considers your EH argument. By that time you have been convicted of them and how or why they happened is not a consideration. 

 

2. Instead your employer's letter to the court should concentrate on the "Hardship" that others (e.g. the company or your colleagues) will suffer if you are banned. It should also cover why no alternatives are available to them (e.g. are your skills and knowledge scarce such that they cannot easily be replaced; can they not train somebody else quickly to do your job). That sounds harsh but your employer will be asking the court to accept that they will suffer hardship. Part of doing that is to demonstrate that no practical alternatives are available.

 

Remember, you will get three points for each offence whatever mitigation you offer for them - that is the minimum. So you don't need to concentrate on that. Concentrate on explaining the exceptional hardship that you or others will suffer.

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