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    • Thank you ever so much DX.  "My account is now on hold" whilst they get a copy of my lease apparently, I'm also going to dig out my copy after what you've said.   To the best of my knowledge I don't have a CCJ - I even got placed as a Temp in a insurance company when this started, which would have required financial checks to be passed.   They have tried to justify why I should pay up in three months but my only option is to use a credit card - and I'm sooo reluctant to do that whilst now unemployed.   Part of their latest correspondence had this line which I'm confused by (my home has no mortgage - which I presume what they are trying to get at?) Alternatively, you can complete and return a signed admission form so we can approach your lender for payment. Please advise if you wish us to send you an admission form.   DX - please can I ask if I want to make a token payment direct to HML can I pay into their bank. I can't write cheques anyway and don't imagine PDC will take my card details for anything less then the £550 a month. (my debit card hasn't that value and not likely to for some time whilst I get myself together and back in employment - but I'm concerned they could try for it and take me into an unauthorised overdraft situation)    Thanks for your help massively.    
    • Sorry for my inability on this, but I thought there was case law already re breaching (but not infringing) GDPR, to the tune of £750?
    • I appreciate you taking a look for me and amending, this version is a lot more concise!   I will sit tight and send Friday morning.      
    • No they don't waste money on Gladstone's or other Solicitors now. They represent themselves and did so when they recently lost the case for this same location. In fact Gladstones's did do that case up to the LBC, then NPM represented themselves in court. My LBC was direct from NPM, although you could see it was a clone of the Gladstones version. 
    • Thread moved to General Legal Issues Forum.....please continue to post here.   Regards   Andy
  • Our picks

    • Future Comms is a Big Con. How to get out of it. Read more at https://www.consumeractiongroup.co.uk/topic/417058-future-comms-is-a-big-con-how-to-get-out-of-it/
        • Like
      • 4 replies
    • Future Comms issues. Read more at https://www.consumeractiongroup.co.uk/topic/416504-future-comms-issues/
      • 5 replies
    • This is a bit of a lengthy one but I’ll summerise best as possible.
       
      THIS IS HOW THE PHONECALL WENT 
       
      I was contacted by future comms by phone, they stated that they could beat any phone contract I have , (I am a limited company but just myself that needs a business phone and I am the only worker) 
      I told future comms my deal, £110 per month with a phone and a virtual landline, they confirmed that they could beat that, £90 per month with a phone , virtual landline  they also confirmed they would pay Vodafone (previous provider) the termination fee. As I am in business, naturally I was open to making a deal. So we proceeded. 
      Future comms then revealed that the contract would be with PLAN.COM and the airtime would be provided by 02, I instantly told them that this would break the deal as I have poor 02 signal in the house where I live as my partner is on 02 and constantly complaining about bad signal
      the salesman assured me he would send a signal booster box out with the phone so I would have perfect signal.
      so far so good.....
      i then explained this is the only mobile phone I use for business and pleasure, so therefore I didn’t want any disconnection time in the slightest between the switchover from Vodafone to 02
      the salesman then confirmed that the existing phone would only be disconnected once the new phone was switched on.
      so far so good....
      • 14 replies
    • A shocking story of domestic and economic abuse compounded by @BarclaysUKHelp ‏ bank complicity – coming soon @A_Gentle_Woman. Read more at https://www.consumeractiongroup.co.uk/topic/415737-a-shocking-story-of-domestic-and-economic-abuse-compounded-by-barclaysukhelp-%E2%80%8F-bank-complicity-%E2%80%93-coming-soon-a_gentle_woman/
      • 0 replies
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