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    • I found it cheers Dave!!   I think focusing on lack of compliance with legislation should be the one, seeing as we just lost the case to them by not complying, it will be worth pointing it out. I also want to poi t out their m.o. Which is less than honourable to say the least. Hopefully the judge will side with the little old lady and not the peoppe who use deceit to line their pockets!!   She said she is happy to speak up but is kindly asking for assistance in the form of a bullet pointed printed paper for her to take in so she can read out her points and leave it at that (without rambling).    Straight and to the point!!    Daves post #66 is legendary 🙌    Thanks for the help guys 😊    Let's kick some ass    
    • I differ from my site team colleague slightly in the the six-month rule applies if you have asserted your rights within the six months. My understanding is that you haven't asserted your rights during that time. In other words you haven't informed them that you are giving them a single opportunity to repair and if they decline or if the repair fails then you are rejecting the car for a refund. Please correct me if I'm wrong. On that basis, you are covered by the consumer rights act but not in terms of the right to reject. You are covered under the consumer rights act in that you are entitled to purchase a vehicle which is of satisfactory quality and remains that way for a reasonable period of time. You don't have to prove that the fault existed at the time of sale – although that's what they will try to tell you and even the motoring ombudsman will try to tell you that. But the motoring ombudsman is an industry led organisation which pretends to be an ombudsman but in fact favours the industry and its advice is wrong and even deceptive. I think you should start off by writing both to the finance company and also to the dealership. Describe the fault to them. Send them the evidence you have that the windscreen was incorrectly fitted and the damage which has been caused as a result. Send in the quotation for the work and require them to respond within seven days and that they must agree that the work will be carried out by a competent professional an authorised repairer. Not one of their cheapskate once. Also, you will want them to agree to provide you with a courtesy car. Also have you incurred any expenses associated with this? Travel, car hire, cost of inspections –?? Have you told us the name of the finance company? My site team colleague is correct that if they cause any trouble then you should see them as co-defendants. You can be certain that they will put their hands up. It will go to court. You would sue them for the cost of the work. You would recover your costs of the installation plus your court costs. I don't think you will be able to sue for the rejection of the vehicle on the basis of what you tell us in terms of having not asserted your rights. However you will be able to recover the cost of all the works – making good everything so that the car is in the condition that it would have been in had the replacement windscreen been properly fitted. I wonder who fitted the replacement windscreen? I think I would be out to sue them as well. Post the draft of your letter to the dealership and also to the finance company here so that we can have a look before you send it off. Incidentally to answer your question about what should you do immediately,  I would suggest that you send the letter tomorrow. Wait until the end of the week. If they don't respond or if they respond negatively, then write to them immediately and tell them that you are not prepared to do without the vehicle. As they have failed to respond to your putting work in hand and you will be approaching them for the costs of all the repairs and if they cause you any difficulty in you will simply sue them. A bill of about £4000 is easy. It puts you within the small claims track so there is no risk of costs even if you lose – which is most unlikely on the basis of what you say
    • Thanks I have been reading quite a few this one got me as it did say they have instructed them to take legal action but thanks again your a legend 
    • Yes we will be emailing them. We have kept a log of all conversations with everyone involved and backed up conversations with emails 👍
    • 'they' dont send court letters. only a sheriffs court can do that if the debt OWNER is brave enough to request they raise a court claim......... unlike E&W the scottish legal system is far more geared toward empowering the consumer and always put claimants to strict 1000% proof they are the legal owner of a debt, are legally due payment and hold the all the correct enforceable paperwork. just read a few Nolan SPC threads... dx  
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Stemologica - got done by survey in sainsbury's - try Consumer Protection act 2013


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Hello

 

My case is similar to this described by Mr Hat,

 

the survey I completed was for Sainsbury's.

 

I contacted the company one day after 14 day trial period and straight after I returned unused products.

 

According to instructions given by their customer service I had to open the box to put inside paper with my name and address.

And now they refusing full refund as they shipping department found something wrong with the package condition.

 

They are unable to provide details of what was wrong or send me report.

 

After long conversation with customer service I have received "Partial refund offer" as a goodwill gesture.

 

I am not satisfied with it as they propose half price.

 

I already spent in addition for shipping and return and I haven't used the products.

 

By accepting the refund I confirm that I will not seek further compensation or dispute charges

 

I am still waiting for my bank to confirm how they can help me but I am not that optimistic.

 

I think Mr Hat was very lucky.

 

I haven't accepted partial refund yet.

 

Any suggestions?

 

I really do not know what to do.

 

Shall I send them similar email

 

or seek legal advice?

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You need to call back the bank insist they start a claim for fraud.

 

 

They must have actual evidence that it is not fraud to refuse this.

 

 

They are then obliged to immediately credit your account.

 

 

It is fraud as they state that you have 30 days free trial,

so should not attempt to take any money before this.

HSBC - 11/9/06 - prem letter sent

19/9/06 - lba sent £3391 requested

5/10/06 - MCOL

17/10/06 - offer for £1600 on one account recieved

28/11/06 - Full offer recieved

 

Capital one - 13/9/06 -letter asking for statements sent

17/10/06 - prelim sent for £640

 

Lloyds TSB - 13/9/06 -letter asking for statements sent

17/10/06 - prelim sent fro £732

Lloyds TSB - 26/9/06 - prem letter sent - £391

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Hi,

I got caught by an online pop-up offer of a choice of 3 gifts (one of which was Stemologica for postage only).

 

 

2 weeks later they took a further 97.95 from my account!

 

 

On complaining they claimed it was a free trial but offered a third and then half my money back.

 

 

I persevered with advice from Trading Standards/Citizen's Advice and quoted the Consumer Protection act 2013,

which came into force June 2014, whereby they had failed to provide a durable form of terms and conditions and also a return address

- they paid up in full immediately.

 

 

This Act protects everyone if you were on a free trial or a free gift and they fail to comply by providing a clear copy of their terms as above.

 

 

Don't give up, my bank fraud department suggested I accept the 50% offered

 

 

- thankfully I ignored their advice!

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  • 2 weeks later...

Hi.

 

 

Have you used someone else to represent your case and contact Stemologica?

 

 

Citizen's Advice suggests me to send them an official complaint in the form of the letter

 

 

I do not know their office address.

 

 

All communication is via email or telephone with customer service.

 

 

Not sure if this will work but I will try to refer to the act your suggested.

 

 

Conversation doesn't make any sense as they all sound like they read the same instruction from the screen.

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I found the same thing, no address, so I used email.

 

 

The act is very clear - they are in breach if they don't give you a return address

and if they don't give you their terms & conditions in a durable form (that means not just popping up on the screen)

and they should be given before you purchase,

 

 

if you were caught in Sainsbury's they no doubt didn't give you a written terms to read before you accepted.

 

 

Companies who breach this act risk imprisonment, so you can be strong in your complaint. Good luck!

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I contacted Customer service one day after 14 days trial period to confirm what I actually have:

trial or reward for survey.

 

 

They provided me address and later I downloaded from their website t&c where return address is stated.

 

 

I do not know if I can quote the legislation in that case.

 

 

C. Advisor doesn't see this to be working in my case.

 

There wasn't any return address on the ordering page.

 

 

I didn't have intention to return within 14 day as I didn't know that this is trial under separate rules.

 

 

Accidently I found some post while was doing research about the product.

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They have to make it clear that it is a trial and you only have 14 days to return goods or you will be charged.

 

 

There are a lot more conditions in the Act,

so suggest you read it in full to see if you can find something that applies to your situation.

 

 

There is a section that refers to being surveyed I believe and they should give you terms and conditions at that time,

not expect you to read them up later after you have signed.

 

 

(What if you didn't have a computer for instance?!!)

 

 

If you search for "The consumer Contracts Regulations 2013" you should be able to find the Act in full.

 

 

It takes a lot of reading but it is worth it if it stops companies ripping you off.

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