Loeby Vs HSBC...Bring It On!

[lateralus]

yes, yes, you are one week from total victory - follow the guidelines - send the refussal letter - from the template Rejection of settlement offer- fit it to your details. tell them you will halt your claim when you receive a cheque (or your account is creditted) with XXXX.XX (include interest, bank charges and daily rate - you add those extra few pounds on up to today's date) - total it all for them, send it off - get to asda and post it today - recorded delivery and honestly, i predict - you are one week from that next happy letter. it's a game and you have the end in site - do it now!!!!!!!!

 

after rereading your thread - i can't see where you sent your breakdown to dg and am wondering - did the offer come from dg or was it from colin langdale at hsbc (this would be a very belated offer to your lba) - i'm just curious as dg usually request a breakdown before they make an offer - but they are swamped at the moment and therefore may be are changing their routine a bit.

i'm hoping it is from dg as that means you are very, very close to a full offer.

[lateralus]

yes, we've been here before - with others - and the 80% offer is just one week before the full offer. think of it this way - why would they offer anything at all if they think they can win in court, they can't, so they offer a portion hoping you'll say "ohhhh, maybe i'd better take it - it's close, and they might not offer again and it's nearly xmas and and and."

it's a delaying tactic - hoping you will halt your claim.

this is a two pronged thing from dg - also at the same time - because your 28 days is up - they will have filed a defense - and you will get the court notification about it - just put it aside for now (although look at the deadline for the aq as that is your new deadline) they file even when they are in negotiation with you - it's just the dates come up - they file - so don't panic if you see it's defended on mcol or when you get the paperwork. that is all quite normal. but most important, you are in the final dealing phase with them - chin up. nearly there!

[lateralus]

no

[lateralus]

look on your thread, i've responded there - but am i reading this correctly - you think the letter was sent by Kate V eaves - sounds like a case on here to me - haven't heard that name before with dg but then julie kyle left so, who knows...... check carefully and anyway - send it to debs. she seems to get things done, after a fashion.

[lateralus]

i think it's worth a call/e-mail/fax, whatever you choose - but wait until after tomorrow's post - they usually answer within a week - but things must be hectic there. after the post tomorrow - if nothing - get in touch and tell them that with xmas post and all - you can't possibly leave the aq too later and will be returning it at the end of this week. (i'd check where the aq goes - local court? and see if your aq deadline is the 27th, when is the latest they would accept it - just so you know where you stand - i'm thinking with holidays and all - it isn't cut and dried - give the court a call). whatever, if you don't have the money - you will need to file it and get that money back from dg. although come to think of it - if it is below 1500, i don't think you pay - check it out in the faqs about aq's. but don't miss the deadline if you haven't been paid.

[lateralus]

steve just said on his that the courts are closed on the 27th which is what i was wondering about - so definitely worth a calll to see which way they will call it - before or after - that makes a big difference to your aq. maybe doesn't apply to all courts - check it out.

[lateralus]

any news?

[lateralus]

last day you could call til probably wed. you need to be prepared to fill the aq. this may help:Allocation Questionnaires - A guide to completion

merry xmas!