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    • Please can you avoid posting solid blocks of text. It is difficult for people to read especially when they are using a small screen such as a telephone. Well spaced and punctuated please. I hear what you say about the evidence – but do you have copies of it? And if so can we see it please. That's the point. We want to know what you have. As long as you have the evidence in your possession then you have some kind of control
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    • I would suggest that you stop trying to rely on legal theory – as you understand it. Firstly, because we are dealing with practical/pragmatic situations and at a low value level where these arguments tend not to work. Secondly, because you clearly have misunderstood the assessment of quantum where there are breaches of obligations. The formula that you have cited above is the method of loss calculation in torts. In contract it is entirely different. The law of obligations generally attempts to remedy the breach. This means that in tort, damages seek to put you into the position you would have been in had the breach not occurred. In other words it returns you to your starting position – point zero. Contract damages attend put you into the position that you would have been had the breach not occurred but this is not your starting position, contract damages assume that the agreement in dispute had actually been carried out. This puts you into your final position. You sold an item for £XXX. Your expectation was that you your item would be correctly delivered and that you would be the beneficiary of £XXX. Your expectation loss is the amount that you sold the item for and that is all you are entitled to recover. If you want, you can try to sue for the larger sum – and we will help you. But if they ask for evidence of the value of the item as it was sold then I can almost guarantee that either you will be obliged to settle for the lesser sum – or else a judge will give you judgement but for the lesser sum. This will put you to the position that you would have been had there been no breach of contract. I understand from you now that when you dispatch the item you declared the retail cost to you and not your expected benefit of £XXX. To claim for the retail value in the circumstances would offend the rules relating to betterment. If you want to do it then we will help you – but don't be surprised if you take a tumble.  
    • I was caught speeding 3 times in the same week, on the same road. All times were 8-12mph higher than the limit. I was offered the course for the first offense and I now need to accept the other 2 offenses. I just want to be ready for what might come. Will I get the £100 fine and 3 points for each of them or do I face something more severe?  These are my only offenses in 8 years of driving.
    • I'll get my letter drafted this evening. Its an item I sold, which I'm also concerned about, as whilst I don't have my original purchase receipt (the best I have is my credit card statement showing a purchase from Car Audio Centre), I do unfortunately have the eBay listing where I sold it for much less. But as I said before this is now a question of compensation: true compensation would seek to put me back into the position I was in before the loss ie: that title would remain with me until my buyer has accepted this, and so compensation should be that which would be needed to replace the lost item. But in the world of instant electronic payment, it could be argued that as I had already been paid, the title to the goods had already transferred, and I was required to refund the buyer after the loss. And so, despite my declared value being the retail price - that which is needed to return me to my pre-sales position, the compensatory value should be the value I sold it for, which being a second-hand item from a private seller is lower. I still believe that I should be claiming for the item's full value, rather than how much I sold it for, as this is the same for insurance: we don't insure the value we paid, but rather the value of the item to put us back into the position we would be in if we ever needed to claim. Its for the loss adjuster to argue the toss
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Eviction Pending arrears paid


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I hope someone can put my mind at rest. I have a suspended possession order which was granted by the court last year. Due to my wife's deteriorating illness and being self employed payments were erratic and became 3 months in arrears.

 

I received a phone call from Paratus-Amc advising the were going to enforce the possession. Due to major a change in my circumstances I advised the I would be able to clear all arrears by end of August (just over £9000) and also meet this months mortgage payment of £581 and all future payments on the due dates.

 

I was told by the lady I am dealing with that if I did that by the end of this month no further action would be taken. To date I have paid £8000 but on arriving home from work today received a letter from their solicitors dated yesterday advising that bailiffs had been instructed to evict on the 13th September.

 

What action should I take obviously I cannot speak to anyone before Tuesday.

 

Any advice would be welcomed.

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If there are no arrears then there can be no eviction. Obviously you need to speak to them on Tuesday - is there an email address on the solicitors letter? you could send an email adivising of the arrears being paid so they will see it on Tuesday morning, you can also email Paratus at the same time (click the "payment difficulties" on their site and there is an email address for the credit management dept) . Would you be able to scan and affix proof of the payment to the email?

 

Let us know what happens when you speak to them on Tuesday.

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Thank you for the advice and reassurance. I was reasonably sure that this was just a process that would be stopped on payment of arrears but that until I had cleared the whole amount their solicitors would carry on as instructed. I have the balance available in my bank but although I left two messages on the answer phone of my contact a Paratus on both Thursday and Friday no one rang me back with a final settlement figure. I will ensure I obtain that and pay the balance first thing Tuesday morning and then email solicitors with payment dates and amounts copying Paratus into the email.

 

I will update you on result on Tuesday

 

Final question. Once I have cleared the arrears can I get the suspended possession order removed?

 

Once again thank you for taking the time to reply.

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Hi, once you have paid the arrears in full you need to maintain a regular payment history for at least 6 months, preferably more - before you can apply to have the SPO removed.

 

Make sure Paratus confirm in writing that they will stop the eviction instruction to their solicitors.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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I am pleased to advise that emails have been received from both mortgage company and their solicitors that the Warrant has been withdrawn and that a confirmation letter is in the post. I will still check with the Court tomorrow to confirm it has been withdrawn (no nasty surprises!!!)

 

Once again thank you for you help and advice.

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That's good news - hope all goes well for you from now on :)

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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