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    • If I haven't referred to it before then please check out this thread another case where the claimant contracted directly with Packlink for a courier delivery service carried out by Evri. Please read this thread very carefully and eventually you will get to a point where the claimant – our OP – discovered some interesting terms and conditions and has referred to them in his case. He incorporated these into his witness statement and was given judgement – not on the basis of rights of third parties but on the basis of direct responsibility. I would suggest that use the witness statement as a model although we will want to see it before you file it off. When you find the particular post with the witness statement, please can you post a link to it here as well as a copy of the witness statement because I don't have the time to look for it at the moment and the thread is rather long. However it is very important to you and you should go through it very carefully indeed. We have applied for a transcript of the judgement and hopefully it will be along in six weeks or so. As soon as we receive it we will make it available on this sub- forum.
    • Yes they are criminal charges. The law requires you to stop/report if "...owing to the presence of a mechanically propelled vehicle on a road or other public place an accident occurs by which— [injury or damage to a third party or their property is caused]. "I would be disinclined at this stage to offer anything more than you do not believe any such accident took place.  You could provide a brief description of the altercation in an attempt to explain why another party might be making these allegations. I know it's a silly question, but are you sure that you did not collide with anything? Could you have mistaken hitting something for the other party thumping your car? Could it be that you passing closely caused him to damage something somehow?  
    • Thank you. They insisted that they claim they have an "allocated settlement" figure per day. Make a note of this and make sure it gets into your witness statement and onto the judge. This is a scandal and even more evidence of the abuse of the system. It has nothing to do with justice. It is purely economic's for them. Once again, insist on seeing their contract with Packlink. You shouldn't take their word for anything without evidence. Also standby as I will post a link to a similar case where a very interesting discovery has been made about Packlink's terms and conditions and how Evri are responsible to you in any event. We are applying for judgement on that. It will take about six weeks. I'm sure it will be available by the time you go to trial. Also, it is outrageous that they wasted your time and the mediator's time agreeing to compromise when they already had a fixed sum in mind. This is not about compromise, this is about setting a condition from which they will not move. This is an abuse of the court process. It is an abuse of the mediation process. Make sure it all goes into the witness statement. The judge needs to know  
    • Update: they actually showed up to mediation this time. The mediator seemed pretty understanding that I had a previous claim with Evri last year where they didn't show up to mediation and ended up settling in full before court. And how evri are infamous for following this "dragging out protocol" even when they will lose. Evri spoke the usual speil of my contract is with packlink not them, to which i briefly explain to the mediator the Rights of Third Parties Act 1999 etc. Best they could offer was a "goodwill guesture" of £20 plus covering the court fees so £55 total. Said they have an "allocated settlement amount per day". the mediator could already tell it wasn't going nowhere so we had no deal.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Wecome finance letter from head office


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Just to update on this thread, ive heard nothing from Welcome Finance since I started this thread which is frustrating but unfortunately I've been ill so ive had other things to worry about. Many thanks for trying to help me it was much appreciated if I get any information from Welcome I will report back but im not getting my hopes up. Hope u are all well take care all of u :-)

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Sorry I did not get back to you earlier, my branch at Blackburn has been closed for nearly 2 years and my loan is being dealt with at Milton Keynes apparently, that's who I deal with till the loan thankfully finishes July 2014.

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Milton keynes

 

sure it is welcome

 

MKRR is a debt collection agency a lot of welcome loans were sold onto

 

Milton Keynes rapid recoveries or trade pro

 

TRADEPRO OPERATIONS LIMITED

TRADEPRO HOUSE

SEEBECK PLACE KNOWLHILL

MILTON KEYNES

BUCKINGHAMSHIRE

MK5 8FR

 

MKDP or Raven Recoveries is another arm to the empire

Edited by postggj
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Im not in debt (not debt collections) to welcome and it is welcome finance. I don't know who MKR are sorry all my correspondence is welcome finance. I was told when Blackburn branch closed it was all transferred to Milton Keynes.

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The address I have for welcome finance in Milton Keynes is.......143-145 Queensway, Bletchley, Milton Keynes, Bucks MK2 2DY..... This is the letter address I received on 4th October 2012 informing me that the Blackburn branch had closed and my account had moved to them in Milton Keynes.

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I've also rooted out my statement from June 2012 which states I owed £6624, 44 on 28th June 2012 and the minimum duration of agreement is 120 months which should finish July 2013 but welcome finance said it finishes July 2014. The loan was started 24th July 2003, I still can't get my head around all this :-( it was after all this was sent to me that I got the letter saying there was a mistake on the loan amount and the interest was frozen in Nov 2012, Ive heard nothing about this since despite letters and phone calls. I also sent a CCA request in March along with a £1 postal order - heard nothing :-( I thunk I'm going to have to send a SAR I will be getting another statement in July hopefully this year so we will have to see. I have no idea how to send a SAR but I'll have to look at the templates on here.

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145 Queensway

Milton Keynes

Buckinghamshire

MK2 2DY

 

That is the address of the former name of welcome, that being Progressive financial services ltd

 

welcome have not used that name in over 10 years

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Well that's the address I've been given that my account is now located I would have no other idea about where they have departments and offices especially with the financial mess they are in. All I know is my branch in Blackburn is closed and my account has been moved to this address.

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Can I ask about the fact I haven't received a reply to the CCA I sent to welcome in March, do I send a SAR with the £10 or wait for my July statement? Any help would be greatly appreciated thanks :-)

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Well I've just had the best news and I am so thrilled to say that this bloody loan will actually finish at the end of august this year not next year as originally thought. Apparently Blackburn branch have been very naughty and gave me a wrong statement last year and I incorrectly owed far less than Blackburn said. A very nice chap from the Milton Keynes office informed me on the phone that instead of still owing 3k I owe about £800 and it will finish at the end of August :-) I fee like doing a snoopy happy dance! They are sending it to me in writing as I won't believe it till i see it in writing. All I can say is that the Black burn branch deserve all they got and I am speechless and so relieved. Hope everyone is well and I hope nobody minds me posting this :-)

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They are sending me a letter of notification and the statement is coming next month. I won't believe it till I see it in writing and i do know that Welcome are not to be trusted but it is a relief in a way but ill be happier when I see it in writing. Thanks for the advice much appreciated :-)

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I know I was shocked to say the least when they rang me up at lunchtime; I very nearly fell over from the shock! It must've been a helluva incorrect balance to go from £6, 666 90 at the end of June 2012 to about £800 and finishes end of August this year. Wish I knew what had gone on at Blackburn, they were always saying the balance and loan terms were correct and I was always challenging them before the branch closed last year.

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