So, are you prepared to go to court??

[jengis]

Hi folks,

 

Phew....I've now probably read hundreds of posts since finding the site 4 or 5 days ago, been through all the FAQs and feel like I could now take on any bank!.

 

Just a thought.... as some of the moderators have said, you shouldn't do this unless you are prepared to go all the way, and I can imagine most people don't fancy having to go to court..... and that includes me.

 

Anyway, point to this post? - just to say that I popped along to Edinburgh Sheriff Court this week just to get a feel for it and I can honestly say my fears have disappeared.

 

I wandered up and sat in the public gallery (alone I might add!) and listened to several small claims - they don't last long and the claimant (us) didn't tend to have to say much as the defence has already been lodged so the Sheriff knows the reasons you are claiming.

 

Granted - these were not our type of cases (as none of the banks seem to get as far as court) however I just wanted to re-assure people that it seemed a relaxed atmosphere, very few people in the room, and it seemed more of a chat than a hearing.

 

In contrast, I popped into some of the criminal courts, much different, people in the public galleries observing, several lawyers, horsehair wigs etc and all very formal (read intimidating!)

 

So, small claims?... bring it on!

 

I hope this may allay some of your fears about court, and my advice would be to take a day off and go along yourself and get the feel for it - just incase.

 

Jengis

 

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*If you find my posts informative, please click on the scales in the top right corner of the post.

 

RBS - 2 Current Accounts & 2 CC Accounts

20/09/06 - Data Protection Act request Sent

 

BOS - CC Account

20/09/06 - Data Protection Act request Sent

 

Egg Card

19/09/06 - Statement request email sent

20/09/06 - Reply "£5 will be taken from account"

[jengis]

Not yet Piggybank, I've only just sent my first Data Protection Act requests off, been reading the forum for several days now.

 

I like to make sure I have all the info I need before getting into things like this, hence the reason I went along to court, just to get the feel for it.

 

With all the info gained here, coupled with the visit to to court, I'm happy about the whole process now.

 

Incidentally, did you submit your claim at the front reception desk, or is there an office within the court building?

 

Jengis

 

PS: Let us know if you end up in court, I might pop along for moral support.