Fairness Gene's opinion

[pumpytums]

Hi FG,

most people start off thinking as a good customer that creditors will treat them fairly and with respect. Unfortunately in most cases this fails after about a month. You offer the company what you can they are "Unable to accept reduced payments" this is a fact I have had it said to me on multiple occasions.

 

Once you get to the DCA stage the lies, harassment and mental torture start. You started out wanting to do the right thing this moral quickly gets eroded by repeat calls letters threatening "visits" " sale of your home" "bailiffs" etc. So you can see why people sometimes show their victory's in their signature.

 

Yes people do owe money but a creditors actions and their means and ways of trying to get it sometimes in my opinion removes their entitlement to it.

 

If the creditor won't accept reduced payments, the DCA won't accept payments you can afford, what else can you do? Let them get a charging order on your family home?

 

Everyone's story is different please don't judge anyone until you have heard it.

 

 

Pumpytums

Edited May 25, 2011 by citizenB
Title amended on moved posts

[pumpytums]

Sorry one more thing at the end of the day it's money numbers on a screen no one should be driven to certain lengths over this. Money is money it's not like you have committed a crime against another person, which unfortunately some companies try to make out.

 

One thing that will empower you DCA's are in the business to make money nothing more nothing less they are not some kind of moral guardians.

 

Pumpytums

Edited May 25, 2011 by citizenB
Titile amended on moved posts

[pumpytums]

If you want any more evidence have a read of the following this is taken from a well known DCA's website.

 

http://www.expertocredite.com/about_press.htm

 

Makes interesting reading doesn't it. If you want to read something that made me laugh out loud at the fake sympathy read the following from the same page.

 

http://www.expertocredite.com/pdfs/29-30.pdf

 

The end of the article sums it up "Three months later, I lost my best collector Jo, who took up a career in teaching"

 

Pathetic.

 

Pumptums