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    • A claim was issued against you on 22/04/2024 Your acknowledgment of service was submitted on 06/05/2024 at 13:28:08 Your acknowledgment of service was received on 07/05/2024 at 01:05:18 Your defence was submitted on 23/05/2024 at 21:20:03 Your defence was received on 24/05/2024 at 08:05:43
    • I drove a friends a car for a few days and I used cuvva car insurance to insure myself for the time period. Here's the problem: I made a mistake with the dates on the insurance, I ended up driving uninsured for one day and I got a speeding ticket. My friend named me as the driver on the Notice of Intended Prosecution as she should and I will take the blame of course. Will met police ask for proof that I was in fact driving? I mean, any more other than me replying to the NIP that I will soon receive from them? Cause I assume that my insurance for the day will be the proof that they need... Secondly,  if caught driving uninsured, what will happen please? I read it's £300 and 6 points. Is that all or is it worse? I'm only asking for information from knowledgable people. If you intent to just mock, you're certainly not helping. Thanks
    • Hi, Please find letter sent to BMW with all evidence off issues which is a link from Audi. Unable to share the footage on this forum as I am not the best with tech BMW FAULTY CAR LETTER.docx
    • This is the first item that I've ever claimed for - I don't really send too many parcels, probably 5 in the last 5 years, and only two with P2G / EVRi. I've attached two emails from P2G regarding their requiring the documents. They don't specify in the emails what documents I should be sending, although when opening the claim they were requesting that I needed photographic proof of sending - picture of the parcel with their label attached, in the EVRi ParcelShop. The second email is their closing the enquiry due to my failure to produce said document(s). I haven't yet drafted my claim letter, I wanted to be sure of this document situation first before I began action. But therein lies another problem. Not having a P2G account, I cannot be sure of the item value that I declared. The retail value at the time was £600, which is less than the £650 I paid several months earlier, so I would likely have used that, but cannot be sure. And without having an account I can't check either. But, I know that I did properly declare the item and a value that reflected its then retail price - I was concerned this declaration may have been used to single the item for theft. But now that the retail price has reduced substantially, even though the nature of compensation is to return the claimant back to their original position, without my purchase receipt, I was concerned that I may have to claim for less. And yes, I've been through your huge document store of information, in addition to MoneySavingExpert, Which, Citizens Advice, Gov.uk "make a court claim", my own law books (annoyingly I specialised in consumer law when I studied for my law degree, but I graduated 17 years ago), and so now feel that its time to either act, or drop it. P2G Enquiry (2).pdf P2G Enquiry (1).pdf
    • I have found both forms online  https://assets.publishing.service.gov.uk/media/62e14db38fa8f5649f912647/TE9.pdf https://assets.publishing.service.gov.uk/media/60c73ad0d3bf7f4bd6a9bc69/te7-dart-eng.pdf   do i just fill in both forms and send to the address on them or directly to Manchester council  forgive my ignorance    thanking you in advance 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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SPML Capstone Mortgage corp. EVICTION CANCELLED


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Hi there, just a couple of questions before I give you the instructions for filling in the N244. You will need your budget sheet to go with the N244 and also copies of the letters you sent.

 

Is the mortgage in joint names?

 

How old are your children?

 

 

Kind Regards

 

Ell-enn

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Hi there, these are the instructions for filling in the N244 (except Q.10 - which I will send you a statement for that separately).

 

1. Your names

2. Tick Defendant

3. Suspension of warrant for eviction - payment proposal offered

4. No

5. Tick at a hearing

6. 15 minutes

....Agreed by all parties: No

7. Write - Not applicable

8. District

9. Both Parties

10. Tick box for Attached Witness Statement

......Cross out all options except We Believe

......Sign and cross out all options except Applicants

11. Sign and cross out all options except Applicants.

......Enter your address and contact details.

 

I will post a statement for you to attach re Q.10 later this morning.

 

Kind Regards

 

Ell-enn

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

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Hi there, these are the instructions for filling in the N244 (except Q.10 - which I will send you a statement for that separately).

 

1. Your names

2. Tick Defendant

3. Suspension of warrant for eviction - payment proposal offered

4. No

5. Tick at a hearing

6. 15 minutes

....Agreed by all parties: No

7. Write - Not applicable

8. District

9. Both Parties

10. Tick box for Attached Witness Statement

......Cross out all options except We Believe

......Sign and cross out all options except Applicants

11. Sign and cross out all options except Applicants.

......Enter your address and contact details.

 

I will post a statement for you to attach re Q.10 later this morning.

 

Kind Regards

 

Ell-enn

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Hi there, managed to finish your statement for Q10, as one of my meetings at work has been cancelled (thank goodness!). Where I have put XXX's you will need to put in the details at the top of the statement - you will get that information from the eviction notice. (I have also put XXX's in the first bullet point where your names need to be).

 

Also, there are two appendices which you need to affix.

 

The first is a budget sheet (also affixed) which you need to complete to show that you are able to maintain the £200 extra per month).

 

The second is the letter and royal mail signature receipt for the letter.

 

On each of the documents you need to write the claim number (top left hand corner) and the Appendix number (top right hand corner).

 

We can go through the procedure for the court hearing later when you have got a date (try not to worry too much - it will not be anything like as bad as you think).

 

Any questions, just shout.

 

Ell-enn

Scared N244 Statement.doc

Budget Sheet.xls

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Hi there, managed to finish your statement for Q10, as one of my meetings at work has been cancelled (thank goodness!). Where I have put XXX's you will need to put in the details at the top of the statement - you will get that information from the eviction notice. (I have also put XXX's in the first bullet point where your names need to be).

 

Also, there are two appendices which you need to affix.

 

The first is a budget sheet (also affixed) which you need to complete to show that you are able to maintain the £200 extra per month).

 

The second is the letter and royal mail signature receipt for the letter.

 

On each of the documents you need to write the claim number (top left hand corner) and the Appendix number (top right hand corner).

 

We can go through the procedure for the court hearing later when you have got a date (try not to worry too much - it will not be anything like as bad as you think).

 

Any questions, just shout.

 

Ell-enn

Scared N244 Statement.doc

Budget Sheet.xls

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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You're welcome - let me know when the hearing is. You really need to get the form to the court today if at allpossible.

 

Ell

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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You're welcome - let me know when the hearing is. You really need to get the form to the court today if at allpossible.

 

Ell

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

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Hi Ell-enn, just to let you know that the hearing is on Monday at 2pm. I couldn't get down to the court until Tuesday and Monday is the next day that they have a judge in (they only have a judge 6 times a month weirdly!)

I have paid this months mortgage in cash and have a receipt for that, should I take it to the hearing?

Thanks,

scared79 xx

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Hi Ell-enn, just to let you know that the hearing is on Monday at 2pm. I couldn't get down to the court until Tuesday and Monday is the next day that they have a judge in (they only have a judge 6 times a month weirdly!)

I have paid this months mortgage in cash and have a receipt for that, should I take it to the hearing?

Thanks,

scared79 xx

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Hi there, yes - take 3 copies of the receipt with you. I'm sure it will all go fine for you.

 

The hearing will be conducted in a private room with just yourself, the judge and a representative from the other side. The judge will be aware that you are nervous and will guide you through the process.

 

As this is your application your side will be heard first. When the judge asks you a question, just speak slowly and clearly. You should address him/her as Sir/Madam. The hearing should take no more than 10 minutes.

 

Did you ask the court staff if they have any CAB representatives attending on possession hearing days?

 

Kind Regards

 

Ell-enn

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Hi there, yes - take 3 copies of the receipt with you. I'm sure it will all go fine for you.

 

The hearing will be conducted in a private room with just yourself, the judge and a representative from the other side. The judge will be aware that you are nervous and will guide you through the process.

 

As this is your application your side will be heard first. When the judge asks you a question, just speak slowly and clearly. You should address him/her as Sir/Madam. The hearing should take no more than 10 minutes.

 

Did you ask the court staff if they have any CAB representatives attending on possession hearing days?

 

Kind Regards

 

Ell-enn

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Hiya Ell-enn, I forgot to ask if they have any CAB reps so I'm going to ask when I get there. I'm setting off in 10 minutes so I can be there half an hour or so early. Wish me luck!!! I've never shook so much in my life, I'm terrified, mainly because before I paid this months mortgage, it's nearly a year since the last payment and I'm worried that will go against us. But another couple of hours and I'll know either way, I'll let you all know how I get on.

scared79 xx

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Hiya Ell-enn, I forgot to ask if they have any CAB reps so I'm going to ask when I get there. I'm setting off in 10 minutes so I can be there half an hour or so early. Wish me luck!!! I've never shook so much in my life, I'm terrified, mainly because before I paid this months mortgage, it's nearly a year since the last payment and I'm worried that will go against us. But another couple of hours and I'll know either way, I'll let you all know how I get on.

scared79 xx

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Hi everyone, sorry I didn't get back to you all yesterday, my computer's playing up really badly! Anyway........WE WON!!! The judge was really nice and the lady from Framework who represented me was absolutely fantastic. SPML's agency solicitor was really helpful too although he had to oppose the application, but before the hearing he even rang SPML to ask if they would consider the app considering I had already made a payment. But anyway, the judge ruled in our favour and suspended the warrant on the terms that we had to pay the CMI plus the 200 I had offered each month.

 

I would just like to say a massive thankyou to Ell-enn, your support and help was really very very greatly appreciated and thanks to OLIVE and everyone else who helped me through this forum, you're all fantastic! And I will definitely be donating to the site, it really is a lifesaver!!

Thanks everyone once again,

(no more)scared79 xxx

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Hi everyone, sorry I didn't get back to you all yesterday, my computer's playing up really badly! Anyway........WE WON!!! The judge was really nice and the lady from Framework who represented me was absolutely fantastic. SPML's agency solicitor was really helpful too although he had to oppose the application, but before the hearing he even rang SPML to ask if they would consider the app considering I had already made a payment. But anyway, the judge ruled in our favour and suspended the warrant on the terms that we had to pay the CMI plus the 200 I had offered each month.

 

I would just like to say a massive thankyou to Ell-enn, your support and help was really very very greatly appreciated and thanks to OLIVE and everyone else who helped me through this forum, you're all fantastic! And I will definitely be donating to the site, it really is a lifesaver!!

Thanks everyone once again,

(no more)scared79 xxx

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