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    • wont go near it with a barge pole as its ex gov't debt.  
    • Thanks, I've had my fill of this lot. What makes me so mad is that I had to take out student loan to get any DHSS help. And then when I tried to help myself and family they presented obstacles. Might be worth passing story to RIP off Britain?
    • there is NO exposure if you simple remove your name address/ref numbers etc from docs, over 10'000 pdf uploads are here. which then harvests IP addresses off of the people that then do so..which is why we do not allow hosting sites. read our rules and upload carefully thats exactly why we say capture as JPG, redact, then convert/merge to one mass PDF. then online sites to achieve that we list do not leave watermarks.  every once in a while we have a user like you that thinks they know better...we've been doing it since 2006 with not one security issue. thank you.
    • was at the time you ticked it  but now they've still not complied . if you read up, here , you'll see thats what everyone does,  
    • no they never allow the age related get out, erudio are masters at faking supposed 'arrears' fees which were levied before said date and thus null its write off. 1000's of threads here on them!! scammers untied that lot. i can almost guarantee they'll state it's not SB'd too re above, but just ignore them once sent. dx    
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hello Jactac

 

I have not yet received any letter from RLP but it may still be early days. Don't beat yourself up about it as we all have these moments of temptation because we are all struggling. It does make you feel horrible about yourself though. Kind of like when someone has burgled you, you feel a bit dirty, only you have done it to yourself! (speaking for myself).

 

I guess the stores can do whatever they like when it comes to dealing with these situations. We are in the wrong in their eyes, even though no police were called so we have not technically committed a crime, they are judge and jury when it comes to civil cases and they have you by the short and curlies.

 

I think it is probably up to the store manager as to how far he/she will take the matter. In my case, I stayed calm, but did not admit liablity, and as I have depression, must have looked a sorry sight anyway so maybe the manager decided not to inform RLP. Still early days. Someone must have been informed though due to me receiving that weird debt write-off call shortly after, and if so, someone found my mobile number (I did not give them the number). I can't prove the 2 are connected, but seems a weird coincidence.

 

I will probably fight it if I get the letter, and if I go on their Dastardly Database, whether or not I have paid or admitted liability, well, so be it. I will worry about it later.

 

Anyway, the world keeps turning, life goes on, and we learn our lesson and move on! (having a calm day, tomorrow I might not be so laid back!) Will keep waiting for "The Letter".

 

Take care and Happy New Year! :whoo:

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Hi Lady,

I really wouldnt think that your phone call was anything to do with your other issue, this is probably your mind working overtime. i would just wait calmy and see what happens, thats what i gonna do, we can't do any more anyway.

just relax, and have a great new year.

stay out of trouble though eh ! lol.:razz:

Edited by JACTAC
spelling like a 3 yearold
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if you consider yourself innocent then i would always advise that you INSIST that the police are called and make sure you repeat the request often

 

another piece of advise is to ring someone on your mobile and ask them to listen to what is going on

 

better still get the CAG mobile recording app on your phone or carry a small recorder in your bag.

 

if the store staff object to you recording the conversation then your silence cannot be used against you

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