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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Empire Strikes Back v Lloyds Mortgage account


Empire Strikes Back
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After receiving my copy statements for a mortgage account, which is no longer active, I sent a request for repayment of charges on 22nd June to which i had a s*d off reply to on 13th July, I then sent a LBA to which I had no response, so I filed a claim with MCOL on 2nd August for the repayment of £400 charges + £44.74 int +£50 court fees, this was not acknowledged by Lloyds so I issued a judgement against them. I have now issued a warrant against them for the money + bailiff fees through MCOL. Hopefully will be getting the money through shortly now. Would love to be a fly on the wall when the heavies come calling! Lloyds must be a bit busy to have allowed this one to slip through.Will send a donation when this one is completed.

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Hi empire strikes back,

 

I have had a similar experience with one of my claims against lloyds. They didn't acknowledge my claim either so i have just asked for judgement (on Tuesday).

 

How long did you wait before asking for the warrant:confused:

 

I was planning on waiting two weeks.

 

Well done by the way, hopefully you should have that cheque on your doormat soon:)

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Hi Louise,

I just waited until MCOL would let me continue with the warrant. This was only a couple of days after the judgement had been issued, didnt see why I should give Lloyds anymore time they have messed me about so much, couldnt wait to send the bailiffs in, according to the MCOL site they have now instructed the Bailiffs.

Dont give them too long, they have kept you waiting long enough to get your money back

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  • 2 weeks later...

Have had a letter from the Court saying that the Bailiffs have got my money from Lloyds, the cheque will be sent to me when it has cleared through the Court. Will be sending a donation to the site when I have received it. Have you got anywhere with your judgement Louise?

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Thats excellent news empire strikes back.;)

 

i emailed birmingham county court to check on the progress of my warrant. it was passed to the bailiff for execution on aug 30th. they will visit lloyds in the next 15 days to collect the money so fingers crossed.

 

i wonder if they will calculate the interest for me as i did put the necessary statement on my MCOL claim regardimg daily interest?

 

congratulations once again:D

 

louise

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Have had a letter from the Court saying that the Bailiffs have got my money from Lloyds, the cheque will be sent to me when it has cleared through the Court. Will be sending a donation to the site when I have received it. Have you got anywhere with your judgement Louise?

 

Did you receive a copy of the video of the bailiffs going into the branch? :D

reload vs Lloyds - £2703.11 Settlement Reached 14/07/06.

reload vs Lloyds Round 2 - Prelim sent 27/03/07. £435 owed.

reload vs Capital One - £456.57 Settlement Reached 14/07/06.

reload's mum vs Barclays - £745 owed. £375 partial settlement reached 17/10/06.

Lloyds Bank - The Template Response Letters!

 

Advice & opinions of reload are offered informally, without prejudice and without liability. Please use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

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