KPiotrowicz Vs. Halifax Bank and Card Services *Settled in Full *

[kpiotrowicz]

Yeehaw! Halifax Credit card services finally admitted defeat and offered me everything I demanded through MCOL. £580 charges, £90-odd in interest and £80 court fees. They credited my credit card with the full amount.

Apparently according to a letter from their solictor, they were fully prepared to defend the case, but due to it probably being assigned to county court they would not be able to claim costs and therefore even if they won, would not be worth the legal fees.

 

One question, they asked me to write to the court saying that this has been settled. Should I do this online? Or just write to the court? They haven't actually admitted anything, they just want to settle.

[MARTIN3030]

If you have got the money then let the court know.

You can call them and do it or you can write,

Please fill out the questionaire at the top of the home page.

 

Well done !!

[kpiotrowicz]

Called them. They asked me to confirm it in writing which I've done. So now I'm finished with it. Thank you for all your help.

 

Except I want to do the same to two old credit cards, which I no longer have any details for except the names: Barclaycard and Lloyds. What are my chances of getting statements out of them 3 years after I closed the accounts with no account numbers to give them?

[MARTIN3030]

You should have no problem.

What you need to do is this.

 

Send a S.A.R. to both cardholders enclosing the 10.00 fee.

Enclose 2 forms of copy ID that show the same address that you had on their files in 2003.

If you are still at the same addresss then send them anyway.

One should show proof of your name and the other proof of address.

This will save you time later if they request them.

 

The data protection act states that a data controller can refuse requests that are not specific or open ended.

In view of this state in your requests that you want copy statements or other forms of intelligeble transaction data for your previous card account held with them during .........from the opening of the account until its closure.

 

That should be sufficient to enable you to get what you need.