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    • A claim was issued against you on 22/04/2024 Your acknowledgment of service was submitted on 06/05/2024 at 13:28:08 Your acknowledgment of service was received on 07/05/2024 at 01:05:18 Your defence was submitted on 23/05/2024 at 21:20:03 Your defence was received on 24/05/2024 at 08:05:43
    • I drove a friends a car for a few days and I used cuvva car insurance to insure myself for the time period. Here's the problem: I made a mistake with the dates on the insurance, I ended up driving uninsured for one day and I got a speeding ticket. My friend named me as the driver on the Notice of Intended Prosecution as she should and I will take the blame of course. Will met police ask for proof that I was in fact driving? I mean, any more other than me replying to the NIP that I will soon receive from them? Cause I assume that my insurance for the day will be the proof that they need... Secondly,  if caught driving uninsured, what will happen please? I read it's £300 and 6 points. Is that all or is it worse? I'm only asking for information from knowledgable people. If you intent to just mock, you're certainly not helping. Thanks
    • Hi, Please find letter sent to BMW with all evidence off issues which is a link from Audi. Unable to share the footage on this forum as I am not the best with tech BMW FAULTY CAR LETTER.docx
    • This is the first item that I've ever claimed for - I don't really send too many parcels, probably 5 in the last 5 years, and only two with P2G / EVRi. I've attached two emails from P2G regarding their requiring the documents. They don't specify in the emails what documents I should be sending, although when opening the claim they were requesting that I needed photographic proof of sending - picture of the parcel with their label attached, in the EVRi ParcelShop. The second email is their closing the enquiry due to my failure to produce said document(s). I haven't yet drafted my claim letter, I wanted to be sure of this document situation first before I began action. But therein lies another problem. Not having a P2G account, I cannot be sure of the item value that I declared. The retail value at the time was £600, which is less than the £650 I paid several months earlier, so I would likely have used that, but cannot be sure. And without having an account I can't check either. But, I know that I did properly declare the item and a value that reflected its then retail price - I was concerned this declaration may have been used to single the item for theft. But now that the retail price has reduced substantially, even though the nature of compensation is to return the claimant back to their original position, without my purchase receipt, I was concerned that I may have to claim for less. And yes, I've been through your huge document store of information, in addition to MoneySavingExpert, Which, Citizens Advice, Gov.uk "make a court claim", my own law books (annoyingly I specialised in consumer law when I studied for my law degree, but I graduated 17 years ago), and so now feel that its time to either act, or drop it. P2G Enquiry (2).pdf P2G Enquiry (1).pdf
    • I have found both forms online  https://assets.publishing.service.gov.uk/media/62e14db38fa8f5649f912647/TE9.pdf https://assets.publishing.service.gov.uk/media/60c73ad0d3bf7f4bd6a9bc69/te7-dart-eng.pdf   do i just fill in both forms and send to the address on them or directly to Manchester council  forgive my ignorance    thanking you in advance 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Charles Bacon


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I have written a few emails to him, and although I get "read" receipts he never replies.

 

One email I sent was asking for the refunds, and telling him that if it comes to it I would be filing a claim in the small claims court.

 

I explained that if this happend then I would be claiming interest and the court fee's meaning that Nationwide would be losing more money.

 

I thought this seemed pretty fair, but obvisiously he doesnt care or maybe he likes the court action. Which is pretty stupid in my opinion, I was saying that "you owe me £410.50 in charges, I will accept a refund of £400 to settle it quickly and amicably" but he didnt reply, so now im claiming for £450 odd plus court fees.

 

MoneyClaim must be raking it in with the amount of claims going through them at the moment!

Nationwide:

DPA Letter sent 10th May, Received 1st June, calculated approx £330 charges, Prelim to sent soon.

Egg

£60 Charges - Pre Letter sent 23rd May, declined refund,

Halifax

£39 Charge - Pre Letter sent 23rd May, Halifax have agreed to refund the £39

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yip i sent a similar e-mail with no reply :)

It's not the size of the dog in the fight, but rather the size of the fight in the dog..:D

MBNA SETTLED IN FULL £216.00

Preffered Mortgages Ltd MCOL going in for £3.5K

Nationwide £702.00, SETTLED IN FULL.

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The thing is, and I am playing Devils advocate here - firstly he must be extremely busy. Secondly, I am sure that Nationwide get threatened a lot with court action but not everyone goes through with it. In fact, I gather that the actual summons to threatening is quite low. If they settled before moneyclaim stage for everyone who threatened it, I bet they would be worse off than what they are having to pay the additional costs. So from a business point of view they are probably doing the best thing.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Well I think they are just making themselves more work, people who are using this forum are not going to back down, and they are prepared to go all the way.

 

Do think he is smoked or unsmoked?

 

I do love a good BLT.:)

Nationwide:

DPA Letter sent 10th May, Received 1st June, calculated approx £330 charges, Prelim to sent soon.

Egg

£60 Charges - Pre Letter sent 23rd May, declined refund,

Halifax

£39 Charge - Pre Letter sent 23rd May, Halifax have agreed to refund the £39

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Well I think they are just making themselves more work, people who are using this forum are not going to back down, and they are prepared to go all the way.

:)

 

I disagree. I could name you, off the top of my head, a dozen people who threatened action and then, for whatever reason, decided not to go ahead with it. People who are claiming back are not just from this forum - there are people who read things in the press and decide to go for it having never come across us. Yes, people using this forum are more likely to go ahead with the claim but not everyone will. So if you have 10 people claiming and only 5 actually take it to the court stage, Nationwide are better off having not settled before then.

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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I very much doubt that it's up to him who he pays and who he doesn't pay. Nationwide have a policy, he is at the end of the day just an employee, his position means that he signs the legal paperwork and thats about it.

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Then why is he's email given?

 

If he's not the right person to be emailing?

 

Any if your reading Charles, get to work on my moneyclaim, I did warn you and now your gonna have to fork out court fee's.

 

Totally unecessary, can't wait for you to close my accounts aswell.

 

Fantastic!

Nationwide:

DPA Letter sent 10th May, Received 1st June, calculated approx £330 charges, Prelim to sent soon.

Egg

£60 Charges - Pre Letter sent 23rd May, declined refund,

Halifax

£39 Charge - Pre Letter sent 23rd May, Halifax have agreed to refund the £39

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Any if your reading Charles, get to work on my moneyclaim, I did warn you and now your gonna have to fork out court fee's.

 

Totally unecessary, can't wait for you to close my accounts aswell.

 

Fantastic!

 

:D:):D

BIRMINGHAM MIDSHIRES

1/09/06 SETTLED IN FULL

HALIFAX

7/09/06 SETTLED IN FULL

CAPITAL ONE

5/10/06 SETTLED IN FULL

NatWest

7/09/06 SETTLED IN FULL

ULSTER BANK

8/8/06 S.A.R - (Subject Access Request) sent

28/09/06 Prelim sent

18/09/07 Claim filed at court

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