Jump to content


  • Tweets

  • Posts

    • A claim was issued against you on 22/04/2024 Your acknowledgment of service was submitted on 06/05/2024 at 13:28:08 Your acknowledgment of service was received on 07/05/2024 at 01:05:18 Your defence was submitted on 23/05/2024 at 21:20:03 Your defence was received on 24/05/2024 at 08:05:43
    • I drove a friends a car for a few days and I used cuvva car insurance to insure myself for the time period. Here's the problem: I made a mistake with the dates on the insurance, I ended up driving uninsured for one day and I got a speeding ticket. My friend named me as the driver on the Notice of Intended Prosecution as she should and I will take the blame of course. Will met police ask for proof that I was in fact driving? I mean, any more other than me replying to the NIP that I will soon receive from them? Cause I assume that my insurance for the day will be the proof that they need... Secondly,  if caught driving uninsured, what will happen please? I read it's £300 and 6 points. Is that all or is it worse? I'm only asking for information from knowledgable people. If you intent to just mock, you're certainly not helping. Thanks
    • Hi, Please find letter sent to BMW with all evidence off issues which is a link from Audi. Unable to share the footage on this forum as I am not the best with tech BMW FAULTY CAR LETTER.docx
    • This is the first item that I've ever claimed for - I don't really send too many parcels, probably 5 in the last 5 years, and only two with P2G / EVRi. I've attached two emails from P2G regarding their requiring the documents. They don't specify in the emails what documents I should be sending, although when opening the claim they were requesting that I needed photographic proof of sending - picture of the parcel with their label attached, in the EVRi ParcelShop. The second email is their closing the enquiry due to my failure to produce said document(s). I haven't yet drafted my claim letter, I wanted to be sure of this document situation first before I began action. But therein lies another problem. Not having a P2G account, I cannot be sure of the item value that I declared. The retail value at the time was £600, which is less than the £650 I paid several months earlier, so I would likely have used that, but cannot be sure. And without having an account I can't check either. But, I know that I did properly declare the item and a value that reflected its then retail price - I was concerned this declaration may have been used to single the item for theft. But now that the retail price has reduced substantially, even though the nature of compensation is to return the claimant back to their original position, without my purchase receipt, I was concerned that I may have to claim for less. And yes, I've been through your huge document store of information, in addition to MoneySavingExpert, Which, Citizens Advice, Gov.uk "make a court claim", my own law books (annoyingly I specialised in consumer law when I studied for my law degree, but I graduated 17 years ago), and so now feel that its time to either act, or drop it. P2G Enquiry (2).pdf P2G Enquiry (1).pdf
    • I have found both forms online  https://assets.publishing.service.gov.uk/media/62e14db38fa8f5649f912647/TE9.pdf https://assets.publishing.service.gov.uk/media/60c73ad0d3bf7f4bd6a9bc69/te7-dart-eng.pdf   do i just fill in both forms and send to the address on them or directly to Manchester council  forgive my ignorance    thanking you in advance 
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Landlord refused to return deposit...help with Warrant/N245


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6525 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Evening

 

This is my first post on CAG and I'm hoping that someone could offer me some advice with a claim I am making to have my deposit returned to me from my previous landlord.

 

Quick history: I rented a room for 8 months, and at the start of the rental, I paid the landlord $500 (NB that is pounds sterling, not dollars - computer is playing up on me!). Anyway, I decided to find a new place, gave notice etc. and moved on, all fairly amicably (or so I thought).

 

At the time I moved, I requested that he returned my deposit and followed up with a couple of letters, emails, calls etc. which lead me to pursue a claim via HMCS Money Claim. The landlord did not respond so judgement was made, and I have issued a warrant to have the judgement enforced.

 

The landlord has now completed an application for suspension of a warrant (N245) requesting to the return the monies at $50 per month.

 

I really wanted to get some advice before I respond to the application. I have the option to:

 

[a] Accept the offer

Ask for a different amount or total amount by a specific date

[c] Reject the offer and request the bailiff to proceed with the warrant

 

Primarily I would like my money back ASAP as the matter has been going for some months now and I'm concerned that he will not keep up to the repayments if I agree to them and will therefore need to spend more time applying pressure via the courts. I'm also concerned that if he moves that I may not get back all of the money and when I was renting a room he did mention that he wanted to move to the States.

 

The N245 has been poorly completed by the landlord and is difficult for me to ascertain whether his offer is reasonable. Details of the form:

 

Section 3 Employment:

[1] Has not ticked any of the 4 boxes, but has completed a name of an agency in the "employed as a" box.

[2] Has ticked "I am not in arrears with my national insurance"

 

Section 4 states he has a bank account that is o/d by $750

Section 5 states he lives in his own property

Section 6 states:

”Take home pay = £80 per week

Other Income = £400 per month

Total = £720” (actual total would be £746.67 if you convert the weekly amount correctly)

 

Section 7 states (all monthly):

 

Mortgage = £280

Council Tax = £110

Electricity = £40

Water charges = £12

TV rental/licence = £12

Housekeeping, food, school meals = £40

Travelling expenses = £50

Total = £544

 

Section 8 (priority debts for arrears only) all amounts noted as monthly:

 

Mortgage arrears = £550 (noted one month only)

Council tax arrears = £220 (noted one month only)

Electricity = £50

Others = £75 (noted HSBC Student loan and HSBC o/d £2000 and Barclays Loan)

Total = £945 (noted £125 exc. Mortgage and Council Tax)

I’m not sure how the figure of £945 is calculated as I make it £895

 

Section 9 is blank

 

Section 10 (Credit Debits) details:

B’card = £25

Halifax o/d = £40

Citicard Visa = £25

(no frequency is provided)

 

In the section “Of the payments above, I am behind with payments to” he has put Accucard Visa = £10wk

(I don’t see this listed above)

 

On the form it suggests that if you take away sections 7, 8 and 9 and the payments being made from 10 from the total in section 6, it will give an idea of the sort of sum you should offer…

 

If you do this literally you end up with a negative number!

 

So, I have assumed that section 8 is £125 as per his note, and have ignored the £10 wk accucard visa amount from section 10. That comes to a value of £34.33

 

Based on the above and my concerns, WHAT WOULD YOU DO?

 

Many thanks

tc1000

Link to post
Share on other sites

blacksheep1979 - yep, was living with the landlord, just renting a room. He does have a part time job, but is also studying so the income side is probably not far off. I'm just concerned that if I ask for full payment or say $100 a month, that based on the figures on his form, the judge would only make him pay what 'the form' says he can afford. The annoying thing is that he drives a flash car (although possibly his parents own it), has his own house etc. etc. I have a mouontain of debt, and could really do with the cash!

 

How do you go about requesting the financial check?

Link to post
Share on other sites

its usually done when you go to court and the judge makes it a requirement of the order. If you turn down his offer in the reasons why state that you fear he is going to leave the country (they may put a reporting order on him to say if he moves house) and that you believe his statement isn't and accurate representation of his finances and require proof.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...