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    • If the section 20 notice was served correctly and valid and is not part of the claimant's claim or particulars then I dont see a need to disclose it. Unless its directly connected to the arrears occurring then I see little point or argument.  With regards to the N265 its mostly designed for the claimant and you as litigant defendant should only need to complete the box after the signatures box.(page 3) Simply number and list the docs , you can if you have referred to them as exhibits in your statement with numbers you have marked them as IE Exhib 1a 1b etc etc
    • Just came back from court. It's adjourned for a very short time. Drydens representative did not want to accept my Witness statement as I only sent it yesterday. She spent 20 minutes arguing with the Judge about it. The judge adjourned it at the expense of court only as they let me know 6 working days ago. The Judge gave an Order that the case is to be heard at the nearest available date and that no more evidence or changing statements is allowed. (But I'm sure Drydens can find a way around that if there are weaknesses in what I handed in)... The Judge said to use the rest of the hour to try to negotiate a settlement as it's such a small amount of money and a lot of court time taken.  I stayed as he was nice and helped me out by adjourning at court's cost. The representative went to make a phone call and came back and asked me: Are you willing to enter in negotiation for a settlement? I said: what are you willing to offer? She said again:  Are you willing to enter in negotiation for settlement? I said:  I can't answer that as I don't know the legal repercussions. And she said: It's not a legal thing!  I said to her I have to get advice on that and will let them know as my health is genuinely suffering because of this and not because I did anything wrong.
    • Ok so I should also list the e-mail communication where we offered the £400 per month  as a payment plan ? Just need some help to complete the N265 as I don't think that all of the parts are relevant for a defendant ? Do we send our N265 forms (mine and partners) to just the claimants solicitors ? As mentioned the claimants draft directions stipulate that by 4pm on 16 May the parties must each give standard disclosure of documents by way of list by category. I read this as just to the solicitors and nothing to send to the court. We are still yet to hear from the court, but assume we would reference our local court on the N265 ? I want to try to send this today or if not tomorrow latest. I am a bit restricted as to what I can do in the office so apologies for all of the questions. Just anxious to meet the claimants deadline as per their draft directions.  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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