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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Morning all!


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Hi everybody!

 

Been working my way around the site for weeks now - getting my head round all the info and watching with bated breath! Am not very good at the technical stuff so have not posted before!

 

We were inspired to go for it with Halifax and Capital One, the latter having made hubbys life an absolute misery. Halifax for just kicking us while we were down, it has taken a long time for us to claw back to normality. So DPA has gone to Cap One and is proceeding as per others. However, sent prelim letter to Halifax and got letter back yesterday saying:

 

Further to your recent enquiry I regret to advise you that, having fully considered your request, we are unable to make a refund of the charges applied to your bank account. If you would like any further information please contact on the telephone number above or call into your branch.

 

This doesnt seem to be the response that others have had - I was due to send the LBA on Tuesday, does this letter mean its dead in the water?! They had to be different with me didnt they, as if all this isnt scary enough!!!:confused:

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hi to everyone, iv onlu just joined this site, and all this is noew to me, but i have been trying to put pen to paper and write halifax bank a letter to reclaim all the bank charges i have been getting but to be honest i just dont know what to put in this lettert or even how to start it. Please help!!

Thanks Jazz

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Hiya - I have spent weeks reading my way around this site building my knowledge and confidence - its best you do the same, everything you need is here, letters, FAQs and advice. Am new myself but would seriously recommend getting your head around everything before you put pen to paper:-)

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