Mercers. Urgent, they're coming round

[spiritgirl59]

Hiya skp

 

First off, don't panic, "calling" most likely means telephoning! I fell for this same thing a few months back and got myself in a real state about it.

 

Here is the letter ODC means, cos he helped me with it when I got myself into a state (((thanks ODC))) :-

 

Dear Sir/Madam,

 

Ref xxxxxxxx

 

Please be advised that I am only prepared to communicate with you in writing and therefore, if it remains your intention to arrange a “doorstep call”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you.

 

There is only an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.).

 

Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property, and if you do so, then you will be liable to damages for a tort of trespass. You would also be conspiring in a trespass if you sent someone to visit me nevertheless. Should it be necessary, I will obtain an injunction.

 

I look forward to a speedy reply from yourselves and the prospect of a letter informing me that you have made a mistake, that all letters alleging that I owe such a debt will immediately cease and that the matter will be fully closed.

 

Keep a copy of it near the door so that IF (which is unlikely) anyone from Mercers does call you can hand it to them and shut the door in their face. Also send a copy in the post to Mercers asap.

 

Post back and let us know how you get on. I think you will find your phone will ring between 7 and 8 on Monday and it will be Mercers. My advise to you would be NOT to speak to them on the phone or discuss anything with them, tell them you will only deal with them in writing.

 

If you need any more advice shout out.

 

Love SG x

[spiritgirl59]

In the highly unlikely event of them calling make sure to have your digital camera handy and photograph the doorstepper and take the registration number of his car. For some reason they dont like it

 

I like that idea ODC!

 

You could say as you're doing it "Don't mind me, I am just getting some details about you for Watchdog" ;)

 

Under Siege we could start collecting these instead of old postcards, they may be worth something in years to come

 

Love SG x

[spiritgirl59]

I love it when they ring me now , see my robinson way thread , I will win this , i want them to spend the money i alledgedley owe on phone calls and letters .

Idiots probably will as well .

 

LOL me too...but only since I have regained my confidence after being a CAGer for some time I wouldn't advise it for anyone who is just starting off or who feels very vulnerable to their telephone bullying tactics.

 

I enjoy blinding them with science now - got a call recently from one of the bozos who is still chasing me (despite no CCA) and - yet again - said I was not prepared to discuss the matter until I received a CCA. He said "wot's one of dem den?" :o I kid you not guys!! .. and he was supposedly from their "legal department". I had great fun educating him and using up THEIR phone bill for about 10 minutes. He finally said "But I don't fink we've got one of dem" and I said "I KNOW you haven't got one - but at least you now know what one is so in future you won't sound as incredibly stupid as you do today!" :p

 

Love SG x