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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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The worst way spoken to by a DCA....


mr.ton
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After three..."oh yes it does".

 

just to point out, the site does NOT condone debt avoidance. this site is about empowering people to take control of their situations and deal with them using the law

 

 

 

that is all

 

regards

paul

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If someone knows they borrowed the money and refuses to pay it back because a creditor cannot provide the agreement it is NOT re-paying your debt and therefore debt avoidence. Simple as that!

 

i suggest you take the time to read the Consumer Credit Act 1974

 

especially sections 77,78 and 79. it sets out that where a creditor cannot produce the agreement they cannot enforce the debt

 

now the onus is upon the creditor to take measures to ensure they can comply with the law, not forgetting that its been around since 1974 so they have had long enough to read and understand it

 

if someone takes out a loan with the express intention of not repaying it then i WILL NOT HELP THEM make that clear,

 

however nearly every person i advise is not in that category.

 

i do not wish to be drawn into childish tit for tat conversations as i have more important things to do with my time

 

this forum is about helping people, and this does not serve to help anyone

 

regards

paul

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Well, I guess you are the types who applaud the drunk drivers who get off on a 'technicality'.

 

I wonder if those on 'DLA' would be happy if they didnt get their money off the state because the state 'misplaced' their application form? I think we all know...

 

As I said before, dont assume those who do not agree with you lot ie those who avoid paying their bills, are from DCA's. Some of us simply resent those who borrow money, spend it and try to avoid paying it back.

To all who are subscribed to this thread and those who are just looking in,

 

please do not reply to Mr Sensibles comments, they serve no purpose.

 

the only purpose of such a ridiculous comment is to incite and annoy those who are genuinely trying to get help with their problems

 

 

PLEASE DO NOT FEED THE TROLL!!!!

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