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First response Car Finance- ppi reclaim


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Can anybody help me???

 

I had car finance with FIRST RESPONSE when I was only 18 which is where I got stung. I know that I paid back an extortinate amount and had to pay ppi (was given no choice!).

 

This account has now been settled for approx 6/7 years as I sold the car and paid off finance. Can I request a refund on ppi being mis-sold etc as they abused their position after so long? I have no documents left as I destroyed all of them....however recently I had a letter stating that there had been a data theft and they think that some of my account info was included...so to be watchful etc. Can I use this as the point of contact and can they track my account details down?

 

Any help appreciated.....thanks!

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Can anybody help me???

 

I had car finance with FIRST RESPONSE when I was only 18 which is where I got stung. I know that I paid back an extortinate amount and had to pay ppi (was given no choice!).

 

This account has now been settled for approx 6/7 years as I sold the car and paid off finance. Can I request a refund on ppi being mis-sold etc as they abused their position after so long? I have no documents left as I destroyed all of them....however recently I had a letter stating that there had been a data theft and they think that some of my account info was included...so to be watchful etc. Can I use this as the point of contact and can they track my account details down?

 

Any help appreciated.....thanks!

 

Hello

 

Sorry just found your question. I would say nothing ventured nothing gained. Do you have any idea on the amount of ppi that was applied to the account. I would maybe send them a SAR. and see what info that they do have.

 

I would also be asking them questions regarding the data theft, how it happened and that they are legally responsible under the data protection act for safe storage of all data the hold, and you are now at risk.

If any of my posts are helpful, please feel free to click my scales. All information is given as my opinion only, based on my own personal experiences. I have no legal training, but have educated myself in aspects of consumer legislation. My motto "NEVER GIVE IN, NEVER SURRENDER", THERE IS A WAR ON YOU KNOW

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