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HSBC - Basic bank account has NO Overdraft Charges!!!!


alecmac18
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Good old HSBC.

 

They offer a Basic Bank Account that gives you cash card, allows overdrafts and standing orders and has NO overdraft charges if you bounce a direct debit (although it may close the account if you do this 3 times)

 

Its little known - and you have to ask for it - but its currently the best out of the basic accounts offered by the rest of the banks.

 

http://www.moneymadeclear.fsa.gov.uk/pdfs/bank_accounts.pdf

A £35 pound bank charge is not a charge for a service. Its theft.

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