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  1. THE DVLA is to overhaul its new computerized system for driving licences following chaos as holidaymakers tried to hire cars abroad. Last month, when the UK scrapped paper licences, drivers had to access the DVLA website and obtain a code to prove they were legal to drive, yet the code was only valid for three days. This left drivers trying to hire a car more than three days into holidays having to search for somewhere to get online or run up roaming charges by connecting from mobile phones, leading to a flood of complaints. Now the DVLA has announced it will change the system so codes last for three weeks, expected to cover most holidays this summer. http://www.euroweeklynews.com/3.0.15/news/on-euro-weekly-news/uk-news/130898-dvla-changes-tune-following-car-hire-chaos
  2. The Royal Bank of Scotland (RBS) has announced a pre-tax loss of £1.26 billion for the three months to the end of September. It takes the total loss for the year to £3.4 billion and compares to a £2 billion operating profit for the same period in 2011. A further £400 million provision for payment protection insurance (PPI) compensation increased the loss. The bank also made a £1.5 billion charge against the value of its own bonds. The taxpayer-owned bank is also preparing for talks with regulators to settle its role in the manipulation of the Libor interbank lending rate. The bank said it expects to have talks soon that are likely to result in fines of a "material" amount. It hopes that details will be finalised before it announces its next set of results at the end of February 2013. Last week, the Federal Energy Regulatory Commission recommended that Barclays be given a $470 million fine relating to energy trading in North America. RBS Chief Executive Stephen Hester said: “We are in the FSA’s hands, and the hands of the other regulators. Personally, I’ll be disappointed if, by the time of our year-end results, we haven’t had news on this.” The extra money set aside for PPI compensation takes the total charge for mis-selling of PPI by RBS to £1.7 billion. After Lloyds and Barclays added a further £1.7 billion to their PPI provision, this means the total set aside by UK banks is now more than £11 billion. RBS said that it may need to make further provision for PPI compensation in the future but the latest provision was an attempt to “get ahead” of the problem. Despite the big loss, Mr Hester said that “the RBS restructuring programme continues to make excellent progress.” RBS is 81 per cent owned by the UK taxpayer after having to accept a £45 billion bailout at the height of the financial crisis. More: http://www.myfinances.co.uk/investments/2012/11/04/rbs-announces-1-3b-loss-as-it-raises-ppi-provision-by-400m
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