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  1. Hi all, I know there are a lot of us out there trying to get things sorted with old PDL debts that we have, and in many cases we seek the help of FOS. However I had a PDL from trustedquid back in early 2014 for £150 which I defaulted. there was no way on this earth that FOS would write if off so I contact them directly and today we have agreed an arrangement where I will only repay the original loan over a period of 5 months upon reciept of the first payment they will remove any reference to the loan on my credit files. It was tricky to get this agreement as they would be worried about me not paying anything once the debt was removed, but when I reminded them that they can re-instate the debt at any point the agreement was made. I know some of you will say stupid boy but I feel this is the best that could have come of it. Thought I'd share this with others out there looking to tidy up their credit files as this could be another option for you.
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