Hi, I just tried to pay off my loan(today,Friday 16th May) in full with pounds2pocket,to be told that their systems are down and they can't take payment,and won't be running again for 24 hours. This has happened before,that time they kept spinning the yarn over 3 consecutive days,and eventually I gave up trying,this time I thought I'd look here to see if anyone could give me some advice. I have the full transcript off the chat available in case anyone is interested.

Hi there, I'm desperate for some help as P2P are attacking my bank balance and I have no idea what to do. I took an initial loan for £800 which I paid back over a year. I needed a new car last year and took another loan, this time for £1000. I kept up repayments but then lost my job in December and couldn't afford to pay them. Despite being in a new job, I still can't afford to pay them. I took the loan believing I could pay them back as I did last time, but after losing my job through mental health issues and a 20k drop in wages at my new job, this is no longer the case. Usually, they would take a single payment of £158 on the 4th of each month. They insist I make the payments and when I told them I couldn't, they just took money anyway. In the last 3 days, they have taken the following amounts: 17.00 32.02 11.90 23.82 17.00 119.07 34.01 They have also contacted my previous employer by email with details of how much I have defaulted, how much the loan was for, how much is left to pay etc. I was mortified, particularly as I work in the financial industry. The only way I can think to sort this is to tell my bank I've lost my card so they cancel it, or is there another way to stop them? Even if I move the money out of my current, they are still charging the account so when I move the money back, it's swallowed up. I have no idea what to do. I'm paid weekly now and P2P have just taken 1/3 of my rent money. Any help would be truly appreciated, I'm at my wits end.

My circumstances have changed and I have contacted p2p offering a repayment plan. They have rejected it outright. I offered around 25% of the monthly payment I am normally required to make. What do i do now?

Hi I would like some advice please, on what to do next. My partner was discharged from bankruptcy 4 months ago and is going about clearing his credit file. There were several accounts still showing as OPEN and DEFAULTED including bank accounts and credit cards. He had no problem calling these companies up and getting them to CLOSE the accounts over the phone. However, Pounds2Pocket refuse to do anything to the account. The debt was sold on to a debt collection agency who have since CLOSED the debt on the credit file, yet P2P say it has nothing to do with them and Equifax should close the account. As experienced by others, P2P wont reply to emails, can't contact them by post, and being based in the USA don't seem to have a clue. What should he do? Get a solicitor to sort it out? Please advise. Thanks.