Hi all.
I have a problem regarding reduced payments to credit card companies and was hoping somebody may be able to help.
In August 2006 I became sick and lost my job. I had three credit cards and up until then had made regular payments on all accounts.
I continued with the payments until the start of 2007, which was when my savings ran out.
I sought advice and offered all three companies a £1 per month payment until my circumstances changed. All three accepted with a note to review at a later date.
7 years on, I pay £30 per month to both Apex debt management and Halif