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I had a loan with Blemain about five years ago. The loan was secured against my property. After two years I remortgaged and repaid the loan. I have checked the paperwork recently and noticed that I was charged £4,681 for collection costs. I have now written twice to Blemain asking for a detailed breakdown of these costs. The reply I had today said, the costs were "as a result of administrative costs applied to the account". I know that! They don't seem to want to give the details of the charges. I don't know what to do now. Shall I write again or what? Please can anyone help me.
I have just recieved a letter from tax credits stating they believe that my ex husband may be living with me, we broke up years ago and he even once had bail conditions to stay away from me. He is currently sleeping at various adresses as he cant afford his own place and all his personal mail comes to my adress because it is the only place it can come until he has a permananet adress of his own. I suffer with mental health problems and i am currently undergoing therapy so this letter has totally given me anxiety. I cant prove where he is living as he wont tell me because of the past troubles we had, i have told him he needs a new forwarding adress for his mail. he comes to see our daughter twice a week and because he doesnt pay me CSA he has on occasion payed a bill or two for me when i was short of money. i dont know what to do please help!