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  1. Posted by dx (willy waving ....?? until/unless they get an agreement it wont go anywhere. when did you take the cat debt out. sri internet is crap tonight here. the NOA is all cohen themselves are required to provide you as the proposed claimants sols. until lowells get the signed? CCA no dice.) Sorry to jump in, just a quick question dx how does it work with a catologue online because there won't be a signed CCA, they just print your name in there for you ? and what's the difference what happened post 2007 regarding catologue's ? Thx
  2. Excel have left the BPA to join the IPC. http://parking-prankster.blogspot.co.uk/2015/01/excel-parking-jump-ship-to-independent.html http://www.theipc.info/#!aos-members/cv75 lnteresting signage as well; Correctly issued tickets that are cancelled, attract a £15 fee...
  3. The number of complaints about advisers referred to the Financial Ombudsman Service has jumped 45 per cent over the last year from 2,857 to 4,139. The FOS’ 2012/13 annual review, published today, reveals it received a total of 508,881 new cases in the year to the end of March, up a massive 92 per cent from 264,375 cases the previous year. The FOS upheld 51 per cent of complaints against banks, compared to 70 per cent in the previous year. It upheld 42 per cent of complaints against advisers, down from 54 per cent. The FOS ‘adviser’ category excludes banks and other tied advisers, as well as mortgage and GI brokers. Payment protection insurance complaints rose 140 per cent from 157,716 in 2011/12 to 378,669 in 2012/13. Complaints involving banks rose over 120 per cent from 173,166 to 386,750. Banks accounted for 84 per cent of PPI complaints, 69 per cent of mortgage complaints, 30 per cent of investment complaints and nine per cent of pension complaints. Advisers accounted for 21 per cent of pension complaints, 14 per cent of investment and 2 per cent of mortgage complaints. Overall the FOS paid compensation to consumers in 49 per cent of cases in 2012/13, compared to 64 per cent in 2011/12. Plan Money director Peter Chadborn says: “The fact advisers account for so few complaints is all well and good, but it would be nice if advisers were regulated with that in mind.” Link: http://www.mortgagestrategy.co.uk/latest-news/fos-complaints-about-advisers-jump-45/1071911.article
  4. Lloyd's of London posted a pre-tax profit of £2.77bn last year after claims fell on account of fewer natural disasters. The return to the black follows the "costliest year on record" for natural catastrophes in 2011, which led to Lloyds posting a loss of £516m for that year, the insurer said in its annual results. With earthquakes in Japan, floods in Thailand and Australia and Hurricane Irene hitting the US, 2011 was the second most expensive on record for the insurance sector. However, 2012 proved easier overall on the insurance industry than 2011. Lloyd’s paid £10.1bn in claims in last year, down from £12.9bn in 2011. Claims included $2.2bn (£1.4bn) from Superstorm Sandy, which hit the Carribean and US last year and was the third-most costly natural disaster on record according to Munich Re, becoming one of the largest claims in the 325-year history of the insurer. Lloyd’s central fund, which pays claims if an insurer fails, rose 4.1pc to £2.5bn. More: http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/insurance/9956266/Lloyds-profits-jump-to-2.77bn-on-fewer-catastrophes.html
  5. Complaints by customers of Barclays have soared due to a near four-fold increase related to the mis-selling of insurance products, the British bank said on Friday, a pattern likely to be repeated by rivals when they report their data. Barclays said on Friday that complaints in the six months to the end of June hit 442,000, up 76pc from the first half of 2011, as the number of complaints about payment protection insurance (PPI) jumped to 280,000, Reuters reports. PPI is at the centre of a mis-selling scandal affecting millions of customers that banks are now having to pay compensation to. Policies were typically taken out alongside a personal loan or mortgage to cover repayments if customers fell ill or lost jobs, but they were often sold to people who would never have been able to claim. A surge in complaints handled by claims management companies about credit card fees also increased Barclays' number. Jumps in PPI and claims management complaints are likely to be shown by all UK banks. Barclays was the first big bank to release data, and all have to do so on Friday. In the final six months of last year, Barclays was the nation's most complained-about bank. It received 282,899 new complaints from its customers, mostly related to PPI. More: http://www.telegraph.co.uk/finance/newsbysector/banksandfinance/9511983/Complaints-at-Barclays-jump-nearly-80pc.html
  6. A while ago i came here for some advice thanks all, have had loads of problems with the companies but last three months have had a plan agreed and have been clearing debt slowly. While i have been paying back the temporary agreement have been getting texts at 0415 every sunday morning to say i have not made payment etc when i have. I have learnt to deal with this. This week i have had to talk with them again as 3 month period was ending, i have stated that i will carry on paying what i have been paying for 4 weeks and will renegotiate after that time if the texts stop at the stupid time, i cant switch my phone off my daughter sometimes works late! They cant guarantee or come to a new agreement so i will carry on with my small payments. My biggest problem is the debt has jumped alot Date: 29/07/2012 Debt GBP 2848 GBP 72 GBP 72 GBP 72 GBP 72 GBP 72 GBP 72 GBP 72 GBP 72 GBP 72 GBP 72 GBP 72 GBP 72 Repayments todate GBP 107.38 Total GBP 3604.62 Date: 24/07/2012 Debt GBP 2200 Missed Payment Fee 1 (day 29) GBP 10 Missed Payment Fee 2 (day 43) GBP 10 NDR Accept Case File GBP 200 Solicitors - Instructed GBP 150 Missed Payment Fee 3 (day 56) GBP 10 Closing Amount Discount GBP 57.62 Repayments todate GBP 102.38 Total GBP 2420 Can anyone advise because even though i have limited knowledge this is seriously wrong
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