Hi all I have two interim charging orders from 6 years ago for Egg credit cards which have now been transferred to Barclaycard. I suspect that Barclyacard don't have all/any of the paperwork and I have made a SAR to Barclaycard. If it dos turn out that they don't have my records can I use this to get the interim orders set aside? Thanks

Hi, Long story which started with the following threads regarding mine and my wifes loans with Northern Rock http://www.consumeractiongroup.co.uk/forum/showthread.php?198906-Court-Case-2-Northern-Rock http://www.consumeractiongroup.co.uk/forum/showthread.php?201020-Court-Case-3-Northern-Rock-(-Eversheds-) The main crux of these cases was to do with PPI being added, and to cut a long story short we ended up settling the day before court and a Tomlin Order was issued for both myself and my wife. As this was before it became widely known of the PPI [problem], we incurred a lot of costs due to the track decided by the judge, and for risk of having more costs, we settled...naively! We made payments up until April last year when I was made redundant for 4 months, and to be hones...I think both they and we forget about it for 8 months before they came looking again. We are 4 months in arrears with the mortgage due to the redundancy,have never caught up unfortunately, so these debts were not a high priority despite the Tomlin. Now however, they have gone straight for an interim charging order. I found this out from a 3rd party lowlife company offering to help.. I had no idea and the court papers didnt arrive until nearly 2 weeks later. I dont know what to do next to be honest. The irony is that the PPI we are now claiming back may well cover the debt owed.. andI am wondering if this is justification for obtaining a set-aside...or having the proceedings stopped? Any help would be gratefully received and appreciated. I have uploaded all the documentation I have received recently, including one from the land registry. The mortgage is in both names, so I believe they cannot obtain a full charging order? They have also written to my wife to say her ineterests wont be affected (not sure what means..or how they work that out?) The hearing is on the 10th July, so any advice or pointers would be great Solictiors letter to Mrs.pdf Interim Charging Order.pdf Application for Charging Order.pdf Solictiors letter to Mr.pdf