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Found 7 results

  1. Hello! Cannot believe I've only just found this website! I realise there's many threads but none quite about my stage... My debt is a $12k Aus Credit Card from last year. They emailed and I ignored then they called my work relentlessly until I was taken into a HR meeting about it. They also called two people from my Instagram (one I didn't even know personally). I've since privatised all my social media. I emailed them a massive complaint detailing every ACCC breach and gave them my email and number. They replied to my complaint last week addressing onl
  2. Hey All, Yes it's CC again, i've read a lot of the forums and am just after piece of mind that i'm doing the right thing. I left Oz (WA) in late 2015 with CC and Bank debt which is now defaulted and after 3 yrs CC are now chasing me for payment with their incredible interest fees. I know that it's not Statute Barred so that's not an option. I received a phone call a few days back at 2am from them asking me about the debt etc. In my sleep addled brain I finally managed to answer a couple of security questions but that was about it, I didn't give them my UK address and h
  3. Hello, I am new to all of this so apologies. I am scared silly. I left Australia in June 2012. I had to leave due to splitting up with my defacto boyf which was awful. I lost everything and had to start again. This included not being able to get a job for nearly a year and couch surfing (homeless) for 6 months! I have eventually got myself back on my feet - job, home etc. I had a debt which I left in OZ which was joint with my ex - it was a credit card and current account. I have just been contacted via letter by stevendrake demanding $5000 debt
  4. Hi I'm really interested in this, not because I want to completely avoid debt but because I want to gain some leverage in negotiations over a loan that I'm struggling to pay. At the moment the lender has rejected any attempts I've made to reduce the monthly amount and are now threatening court action. I'll be leaving the UK for Australia soon to rejoin my family so I'm considering this option. Just a question to clarify, I understand that a CCJ is enforceable in the courts in Aus so need to avoid this by being out of jurisdiction. What I don't understand is why,
  5. I am looking for any advice regarding my debt issues. I left the UK almost 5 years ago to Live in Aus. On leaving I paid back all debts except a bank loan which I continued to repay for nearly 18 months. Due to financial stress I had no option but to use UK credit cards to pay for food, fees etc. I still managed to make repayments for these for about 18 months. In short I owe approx. 20k GB before any interest is added. I have never until last week received any correspondence regarding the non payment of this debt here in Aus. I was aware that a letter or 2 had been sent to
  6. I have taken a loan in Aus and had been chased by Credit Corp. They tired to contact at my persent office and failed to contact and finally CC had forwarded it to GCS. GSC sent an email informing to pay the full amt. I am worried as the GSC have my current employer address with them. Can they take any legal action on me or shall I ignore them. I am not in a good postion to repay the ammount, Please help me
  7. Hello, I am new to the forum. I have been reading though previous posts doing some research as I am pre-empting a difficult situation on our horizon. Hoping some of you may be able to give us advice on how best to deal with things if and when they occur. We have been living in Australia for almost a year. Before moving we had our house for sale for a year but unfortunately it didn’t sell so we had to rent it out. The rental income does not cover the mortgage but after months of negotiating, the mortgage company agreed we could change to interest only payments for 12 months. However after thi
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