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  1. 4 years ago I paid for storage for a car I was working on. It was £100 a month for secure storage and I could work on the car there. To cut a very long story as short as possible: the arrangement from the beginning was strange and I had a feeling it was heading in a bad direction but I didn't have a lot of options. I did sign some basic paperwork about what I would pay to keep it there and insure it myself etc. but I think I left that in the car and I don't have it now. After 10 months I moved abroad to Hungary but wanted to keep the car there while trying to sell it and my friend had a key to
  2. I am looking for any advice regarding my debt issues. I left the UK almost 5 years ago to Live in Aus. On leaving I paid back all debts except a bank loan which I continued to repay for nearly 18 months. Due to financial stress I had no option but to use UK credit cards to pay for food, fees etc. I still managed to make repayments for these for about 18 months. In short I owe approx. 20k GB before any interest is added. I have never until last week received any correspondence regarding the non payment of this debt here in Aus. I was aware that a letter or 2 had been sent to
  3. SUMMARY: I have an overdraft from HSBC from my student days but relocated to the US 8 years ago. The account was closed in March 2009 after having gone delinquent. HSBC has engaged a firm called “Bluestone Law” which it appears to use to chase debts abroad. I want to know what I should do about the debt. DETAIL: I had an interest-free overdraft agreement with HSBC and a student loan for a post grad degree. Working and being paid in the US, I would transfer back enough money once a year to cover the whole year’s payments to my student loan. When calculating how much I would need to tr
  4. I live in New Zealand but for some years maintained a legacy UK bank account/ loan facility in the UK with First Direct just in case. Around three years ago I used 9,000 GBP in an emergency (handling my brother's accidental death in South Africa). I then paid some off each month with the interest clicking up. 18 months ago FD decided that it didn't like me having the facility and I happily converted it into a loan account and paid 250 GBP each month but had to do this through a currency transaction manually every month with the associated costs. I missed a payment and immediately
  5. Hi All, Back in 2009 i fell for one of those companies who claimed to remove all outstanding debts legally. I need not to go into that detail as we all know what happened to those companies and now i am left with original debt + charges with a default in my name which i want to settle in legally appropriate manner. This debt amount is separate from almost 4K i paid to ClearyourdebtUK for that purpose. Anyway i have two cards now with outstanding balance which i would like to pay off, one is barclaycard and other is Eggcard (i have paid a third MBNA card with short settlement few months ago).
  6. Looking for some advice / information, my wife and I emigrated to New Zealand one year ago, leaving behind some debt which we have been making regular monthly payments. I have in my name 4 credit card debts totalling £12000 split quite evenly over the 4 cards. My wife has a Lloyds personnel loan for £6000 and a credit card for £6000. We are currently coming to the Point where we cannot meet the monthly repayments. I have read on the Internet just walking away is a option as they are unable or unwilling to pursue the debt in NZ. The problem is my wife is a solicitor and so
  7. Hello, I have been outside the UK since early 2003. I have been in Latin America. However had several outstanding balances that I couldn't afford to pay and left it as that. I know since my departure there has been several times that Bailiffs did send letters to my mother's address in the UK, but she basically returned their mail. I know I have 2 CCJ's before I left the UK, and I am certain I may have some more right now, looking at all the other responses I would like to understand what can the DCA's do in this regard. I read something about 6 years or more, but can someone
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