Hi,
I've been living overseas for almost 5 years and have defaulted on UK several loans\credit cards close to 4 years ago.
I have just paid for a search which has come up clear of any CCJ. My question is if a CCJ was to be filed for would it not have already been done so by now. One of my debts has been sold on at least 3 times already but thankfully no CCJ.
Also does the 6 year period before the debt can be statute barred start from issue of a CCJ or the date of initial default?
Thank you