HI It seems very true that the Inland Revenue have indeed more power than the police but one thing to remember is that they are paper shufflers, keep your nerve and leave sending replies to the very last minute and send these in writing and recorded delivery Send them correspondence and answers and proposals they are duty bound to listen and to reply within reason, they are after all human beings and only so many of them are employed eventually increase employees thereby making the collection of the taxes unjustifiably expensive, at the moment a lot of its controlled by computer, computers dont go on holidays but HMRC employees do. Personally I feel a lot of people have been paying taxes quite fairly but in recent years the HMRC have introduced performance targets and checks knowing full well that it will generate extra revenue which it seems is what its about. The status quo has gone far far too much in their favour and in particular since the merger of inland revenue and customs and excise (a sneaky way of giving the inland revenue extra legislative powers) Now that the government bigwigs and bods have effectively been stung on the a*** with expenses etc its down to us and our representatives to lobby against the legislative powers they have, thats the only thing that will change, in the meantime you I and Joe public are fair game Please dont give up it will not make one iota of differance to them but what will is making appeals and disputes at every and all levels

Hi I want to explore the possibility of a mis sold banks commercial loan and I would like to know if there are any experienced solicitors in this aspect of commercial mortgage law/contracts in the Northwest. I am not interested in the debit agencies or CAB because they seem only able to help with personal loans or credit card debits etc

I see its makiing sense, having followed the article on Pepipoo i will write in to DVLA and to the BPA with complaint but should the keeper or owner of the vehicle contact them direct about this parking infringement then are they still entitled under legislation to seek the information through a V888/2

Hi Just about to enter into dispute with NCP for fixing ticket onto vehicle whilst parked in a free shoppers car park but in disabled bay I have a disabled badge and also my mother has a disabled badge, i put mine out but it may have slipped off the dash because when i came out ten mins later the ticket had just been applied the time of ticket was 1344 and the contravention was parking in disabled space without displaying a valid disabled badge . We came out 1350 saw the attendant applying the badge and spoke showing where the badge had slipped but were told to appeal because photographs had been taken indicating that no badge was displayed. FUME FUME FUME 1) In private parking situations are they entitled to issue a Notice to Owner and then to seek through civil courts a judgement for enforcement 2) Are the trading standards ever invloved in these scenarios because my understanding is that all notices needc to be clearly visible from all areas of the car park concerned and i am certain that at the area where the disabled bays were there is no other markings other than the compulsory yellow wheelchair symbol on the tarmac, (yes it is important to have appropriate signs for people with impaired vison or mobility) or do the NCP not have to comply with the Disability Discrimination Act. 3) Has anybody any knowledge or copy of the NCP official dispute procedure policy or documentation has anybody seen or been through the following documentation by the British Parking Association Code of Practise, http://www.consumeractiongroup.co.uk/forum/attachment.php?attachmentid=11016&stc=1&d=1248474022 it seems to blur the distinctions between private and statutory offences but i believe its the agreement for the parking firms to follow Many thanks if someone expert can help code_of_practice_part_2.pdf

It is somebody else who has signed her name, her signature has been copied but the letters and writing is done slightly but noticaeably differant

There is a couple of partial contracts and documentations i have managed to obtain The signature on some of these papers are NOT hers but the signature of the person completing the documentation what do you think of getting some handwriting analysis done and that if it suggest like it does to me deception, its quite powerfull stuff it highlights an unhealthy greed relationship between the tout and the solicitor

She should have received compensation but due to her personal issues including learning difficulties she kept on relying on the accident claim tout and gave him all copies of letters and replies etc It appears the claim tout promised to take care of everything. It appears this also included signing of forms and representing her at the solicitors whom he appointed Unfortunately the tout due to his own business problems was not much interested in resolving her issues and he eventually wound his business down but during the course of this he binned more or less all of her documentation including responses etc So in answer it is yes, she did not receive compensation due to incompetence, It seems as though the incomptence lies with the claims tout, she realises now that the solicitor was actually paying the claim tout a fee for the claim and of this she had no knowledge, she also had no knowledge of having to pay costs because it was explained to her by the tout, (not the solicitor) that there would be no win no fee I have offered to go to court and gather information pointers to help her present these points but ..... .......How to explain all of this in open court with out the judge dismissing at as inadmissable or not relevant due to the solicitors relying on points of law to not even allow the evidence and hence get automatic judgement against her, she is petrified of court and would need my asisstance/assurance that things could only get better not much worse

Any help and advice appreciated thanks

Hi thanks for your reply I am not the claimant or defendant but doing my good samaritan bit, helping out. The lady who is the defendant did not receive any damages, I have amended my original post now to make this clear

Hi thanks for you reply I have sent back the acknowledgement of service and that the claim is to be defended and it is well within the 14day time frame for responding,

Can somebody help with advice on defending this claim for a lady who is at her wits end and never received a penny in damages Briefly The claim is for unpaid legal costs incurred in respect of a claim for personal injury, etc sustained in a road traffic accident (RTA) Claimant states briefly A "retainer" was agreed with the claimant to pursue a a claim for personal injury due to RTA in early 2005 Claimant took all neccesary step[s to pursue claim in accordance with agreement[/color] Total costs outstanding are £1755.62 incl £793~ legal charges £535~medical charges cost £430~ insurance premium Defendant failed to comply with terms and conditions of agreement which states that the claimant is entiteld to immediate payment of costs and disbursements Plus interest of approx ~ £16 + 8% untill judgement **************************************** I have helped them out so far by 1. Writing to the claimants requesting a full copy of the agreements etc, i was sent partial copies and observed on these partial copies that there were anomalies with signatures etc Ie the signatures were not the defendants but the person whosoever was writing out the claim form. 2 The junior legal reps statement that he explained things to the defendant in person - Contested because the defendant has never met the legal rep or any other legal advisor, hence the anomaly with the signature which looks to be copied but on inspection tallies with the remainder of the writing in the particulars of the claim. 3 They replied by asking for evidence of identity before releasing any copies of correspondence etc which belies the fact that they should allready have had that before taking instructions from any person, they were given the offer of attendance with the required documentation but they failed to respond 4 Next step has been the receipt of the above claim from the county courts In response to this i have returned the acknowledgement of service as defending all of the claim How do i 1 Get all the file of papers from them 2 dispute the validity of the signed agreements 3 contest this in court HELP I have been informed that this was a half baked accident claim by a "get rich quick" accident claim tout followed through with a firm of "get rich quick" solicitors each of whom have not bothered to properly go through the full details or when they have encountered difficulties to investigate their own process and failings The accident tout has shut up shop and vanished along with all the evidence and papers that were given to him, The firm of original solicitors have been swallowed up by a seemingly larger and larger consortium with what appears to be unscrupilous behaviour backed by significant resources HELP

I was under a similar problem and found that submitting the out of time appeals meant that the charge order was rescinded. But in my case my son had allready paid the money to the bailiffs so I wrote to the council and the full amount was refunded. good luck Dont give up on giving up, smoking that is

Many thanks

How does one deal with an accident claim tout that failed to deal with a claim effectively then passed the details onto a solicitor who was then taken over by another firm of solicitors who then passed the claim onto another firm of solicitors Its the final firm of solicitors chasing up a client and i need to find out how to get the full details with a subject access or CCA of the original complaint which i have been explained was originally on a no win no fee promise I dont want to leave it for them because ineveitably it will lead to court proceedings and potentially being found in the solicitors favour

Hi How old is your meter and when was it last calibrated, there is a facility available to have your meter independently checked for inaccuracies and if it is found to be inaccurate then any corresponding overpayment is reclaimable including the cost of calibration. If it is not inaccurate then you will be liable for the costs incurred in calibrating i believe they are in the region of £60-70 but you are better of having this cost checked and verified. Most new meters are inherently accurate but even still temperature variations can have an impact on their calibratings Most older meters are inaccurate (in the utility companies favour though) and can mean you have been overpaying your bills

Hi They both live there together but the house is only in husbands name and they have a large mortgage outstandingand The house i guess is valued at about 160,000 - 140,000 outstanding

Cut a long story short My freind Instructed a solicitor to pursue a Accident claim through an Accident claim tout Did not follow through with claim because he was abroad ill and due the stress of it all his wife did not understand what was happening and kept returning things to the accident claim tout to deal with. Accident claim tout just binned everything before closing down shop. Result is that judgement obtained against him to the tune of about £2200 outstanding Stat demands have been served whilst he was in hospital and he has now contacted a solicitor with a view to paying it off but has been informed that they are pursuing him and his house for bankruptcy petition next month He has offered to pay the £2000 but pursuing solicitors solicitor say that they are going to pursue him for almost £5000 including costs and if he wants to end this before the least they will accept as a final offer is £3500 He is a part time worker with three little children and has not got more than the £2000 he has offered them, the solicitor has warned him that for him to represent him at court with a barristor would cost in excess of £5000 and even then he may lose so he is better off paying up or going bankrupt in which case they could be trying to seize his house How can he deal with this situation, he does not want to go bankrupt is willing to accept that he owes them the £2000 and pay them this money then pursue for it through the law commission as high unfair fees feels strongly that the extra cost charges are being generated unfairly to make the £2000 into £5000 He has never been in debit or a bad payer or dishonest ever in his life I genuinely want to help him as much as I can for the little childrens sake and any advice gratefully received

Hi Tomtubby Have sent you a PM I am unsure if you have received it or are just busy out and about enjoying the fine british weather we re having but am wondering if I need to resend it Kind regards

I believe in the Peoples Republic of China it is actually unlawfull to act as a bailiff or to seek the services of a bailiff or a debit collection agency I believe they cite this as these people are naturally drawn to taking the law into their own hands and the fees and penalties they charge are invariably excessive compared to the original debit There is also some reference to the fact that the Bailiffs actually make the business industry uncompetititve because the company giving out the debit in the first place should vet their clients properly and only give debits where they can be fairly sure of a return NOW I AM NOT A COMMUNIST AND I DONT AGREE WITH COMMUNIST RULES AND REGULATIONS but reading through some of the horrific actions and reactions on here i think there is a lot of sense in severely curtailing the powers that bailiffs/debit collectors have

Hi Does the bailliff have to be certificated by the court under which he is working because the one i am investigating appears to state in his enforecement documentation that he is certificated at a particular court but strangely enough that court has no information of his certificate but there is another court in another county that does, if thats the case could he technically be in breach of licence Secondly ""In cases where there is a problem with a levy and you consider that it is wrong ie: excessive levy, illegal levy, irregular levy.....then there is a very simple form that you can send to the Magistrates Court to request that the levy is revoked !!!! Strangely enough, very few people know of this."" Which or what is the form number for this ?? Thanks a lot :grin:

Just rang up the local county court and apparently any county court officer appointed by the judge to swear an affidavit can do so and it costs nothing (in the case of a fixed penalty charge its called a form PE2 and PE3 available to download from the TEC Northampton)

More likely summat to do with the amount of obscene profit they made last year. I am not sure exactly but i believe it to be summat like a turnover of half a million but a profit of a 1.5 million Yes **** more profit then the official turnover

I am going to ask for a Subject Access Request under S7 Is the address of Marstons PO box 308 Waltham Cross EN9 1ZN the best and only address to send a registered/recorded delivery letter/request Secondly If i wish to pursue a charge of excessive fees am I better of going back to the county court and applying for a Part 47 CPR 1998 for Detailed Assessment at the local county court Thirdly I feel the fees were exhorbitant and calculated to be inflated to the max with walking posessions signed after payment had been made by the only person in the house who had language and literacy problems. Is the best way to complain about the bailiff or his company or the council for maladministration because they had been sending letters and warnings and notices to incorrect adresess and that in essence led to the bailiffs seeking out the charges I am going to get a Statutory declaration signed from the courts to the above effect for Northhampton because it was a Fixed Penalty Charge?? I know marston/Drakes representatives will be reading this and gloating at another one biting the dust but wait for it your will receive your ******* in the end and its sites like this giving out all the above information that will really stiffur end of year theft profits

Private land belonging to local council housing charity recently reintroduced clamping notices requiring vehicle owners to obtain parking permits from them. A resident tenant (foreign person with language difficulties) from the estate obtained valid parking permit legally and in compliance but was clamped and the clamper states that the permit should not have been allowed and is in fact forged so clamping is lawfull. Dispute arises and clamper even grabbed permit off him and demanded payment before release of clamp, i dont know if police have been involved or what the end result was What I would like to know is what legally can be done, all the neccessary evidence and copies of permits issued can be obtained and even court proceedings can initiated.

Hi - got a report back from an independant contractor who states the gully drains have been damaged causing water to wash away soil and cause the soil pipe to collapse away leading to the footpath sinking, he further stated it was on a busy footpath and restricting access therefore needed to be dealt with as matter of urgency. I forwarded the report to them straight away and several days later The adjuster appointed by the insurance company ADVENT has written back stating the insurance company can be of no financial assistance unless the contractor can state precisely what the cause of the damage was and they can then review to see if it is an insured peril. I have complained to my broker who states its surprisising because Advent are usually pretty good - I feel a complaint is in order but just dont know exactly what to put in