This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 09 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

This topic was closed on 03/07/19. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

The more the doctor and judge sees before your hearing the better as there mind will be almost made up by the time you get in there. Also they are not interested how you are now it's all about the time of your examination that's all they are looking at. Regards

Hi Contact your local MP advise him or her why you think that Atos got it wrong and the length of time it has taken to get an hearing complete with copies of your appeal and hearing letter and they will send a letter to the judge supporting you. All the best

Write to your MP and ask him or her if they can request for them to speed up the process it will work.

15 months if you are lucky

Hi first thing first tell the credit score company you dispute the default and tell them to add a note on your report stating this, Next search the ICO information commissioner office and read about what they need to do before they can default you if the have not complied write to the one who issued the default and copy in the credit score company stating how they did not comply with the ICO guide lines and request they remove it with by rerun as this is effecting your credit rating and coursing no end of stress to you and your family (Lay in on thick) or you will complain to the ICO, the courts to get it removed, they will not listen and say it is staying so reply by doing just what you said. It will be a long process but they will remove it if they are wrong in what they have done, I know as I have been there with American Express it took 9 months but worth it as I also revived compensation hope this helps

Can anyone offer me any advice please? Thank you.

sounds like you will have a bit of a battle on your hands to remove it. Orange must have reported you to the CRA as they are the ones you signed the contract with, the person on the phone sounds like he is not interested in helping. you will need to write to them to politely complain about the phone call and the negative response you received from there operative and explain your circumstance as to why you left to go back to the US, and it has been a big misunderstanding. Do not tell them you are trying to get a mortgage as they will have no sympathy and say up your and they have to report you by law. it would be a good idea to also write to Experian and request they put a note of correction on your report stating "THE CONSUMER HAS DISPUTED THE ACCURACY OF THIS ENTRY AND HAVE ASKED THE PROVIDER TO INVESTIGATE IT. GIVEN THAT THIS DATA IS DISPUTED, PLEASE TAKE CARE IF MAKING AN ASSESSMENT OF ANY KIND THAT MAY INCLUDE THIS DATA." hope this helps Good luck

Hi Jacob, have they agreed to remove the Default if you settle the account in writing?

Hi All AE have finally agreed they should not have issue the default and have confirmed they will remove it with in 48 hours. I advised both AE and Experian 14 months ago what intended to do when the default was remove if they did not remove it until the final outcome, but they both said up yours. now the tables have turned after a long hard battle and i intend to make them both suffer for the distress they have caused me over the last 14 months. AE have offered me £100 and Experian have offered me £62 compensation which i am about to tell them thanks but no thanks as i feel this is a unreasonably offer for the damage the defamation comments has caused me and my family. Can anyone offer me any advice please? Thank you.

Any help please?

Dear all, after a long battle between me and AE, and with the help of the FOS, AE have agreed to remove the default, which i proved to them that they should not have issued it in the first place according to the ICO, as i was only late with 2 payment. it has been a hard and long battle and coursed no end of stress for me and my family, i have been unable to get a bank account, car loan and car insurance due to the default. because of this i am now going to claim compensation from AE and Experian for Deformation. my question is 1) can any advise if they have taken this curse of action, that can give me some advise? 2) what is a reasonable amount i should claim from each off both them giving the stress they have put me thought? 3) IF ANYONE NEEDS ANY HELP OR ADVISE ON GETTING A DEFAULT REMOVE PLEASE ASK ME AND I WILL ONLY BE TO GLAD TO HELP?

has anyone any further advise i could send to them after reading the above?

Received letter from FOS today confirming receipt and that there is a back log of complaints and the will be in touch shortly. I am going to e mail them the letter above from AE, has anyone any further advise i could send to them after reading the above? Regards Clarkey