yes thats correct also the claim form hasn't been stamped? I have been on MCOL nothing other than my defence has been posted

Good Evening, I received this pack yesterday its an application notice to change claimants. Will they be chasing me for this as they were successful with the first claim? many thanks Webb Application Notice N244 27-04-2024.pdf

No, unfortunately I cannot, do I ask the PRA Group if we can come to an arrangement or the courts?

please see post dated 25th March

I wasn't advised

£658 costs £1811 debt

No, I couldn't my wife was having her hip replacement the same day so I asked to have it heard in my absence

Lost this case and now they are coming for the other claims. Seriously, I cannot afford to pay this debt! it's even tougher now the wife isn't working because of her hip replacement surgery, we're down one wage but as soon as she gets better she goes back into the hospital to have the other hip replaced. I received another bumper pack for one of the other claims, do I admit to the debt and make an offer of payment? General Form of Judgement 23-04-2024 redacted.pdf

I've heard nothing so far regarding the 4th Webb

Thanks, Dx100uk, the hearing was on the 4th of April and I requested it be heard in my absence, then received this on Saturday. I noticed all the dates in this pack are in February so why have I received this? thanks Webb

thanks AndyOrch, what do I do now?

Afternoon Everyone, I received the attached on Saturday and being honest I don't know what I'm supposed to do. Do I owe money or have they given the debt to a subsidiary of PRA? many thanks Webb Change Of Claimant.pdf

I'm late filing my statement by 5 days

PRA Witness Statement Claimant WS or SWS .pdf

Afternoon, I've taken a previously used Witness statement that Andyorch prepared for me a while ago and have adapted it to this case but again being a novice I'm not sure if it's correct. Another problem, I will struggle to attend court as my wife is having a hip replacement the day before the hearing! and kind of needs me by her side whilst she's revovering from that, will they change the date or continue in my absence? Defendants WS.pdf

nothing for the other two thanks

point taken but I had to deal with the fallout of my mothers death and just returned, so apologies for that!

Evening Everyone, Just returned from abroad and received the witness statement from PRA, along with a bumper pack of account statements. The court date is on the 4th of April On 27/12/2018, I sent the credit card back to MBNA (not maxed) stating my wife and I were experiencing extreme hardship due to her having a major back operation, which meant we lost her income. No response was ever received from MBNA. MBNA sold the debt to PRA. PRA has still not given me a signed copy of the contract PRA has just sent the defence, so previous to that I had to refuse mediation and take it to court. any advice will be greatly appreciated Webbs 2024-03-05 PRA Witness Statement.pdf

thank you DX

Hi Guys, something has gone wrong, 100% I sent off the DQ's and now I get this telling me I failed to send it, plus this letter is dated 5th January and the DQ needs to be there tomorrow. I'm working tonight and can't do much till after nine o'clock thanks Webbs General Form of Judgement or Order B9H9X edited.pdf

Hi Guys, something has gone wrong, 100% I sent off the DQ's and now I get this telling me I failed to send it, plus this letter is dated 5th January and the DQ needs to be there tomorrow. I'm working tonight and can't do much till after nine o'clock thanks Webbs General Form of Judgement or Order B9H3X edited.pdf

thankyou Andyorch

Hi Andyorch, to be honest, I can only answer number 3, PRA has not responded to my CCA or CPR request so there is no information regarding the debt. thanks Webbs

Morning Everyone, is it okay to reply to the courts today that I'm happy to with this? Important mediation requirements Please read the following statements - mediation is only available if you can answer yes to all 3: I am willing to negotiate on the amount of the claim and I will consider a compromise. I have enough information about the claim to enter into negotiations and do not require any further evidence from the other party before starting mediation. I'm available for the entire time slot on the date of my appointment. If you cannot answer yes to all 3 statements, mediation is NOT suitable for your case and you should contact us: [email protected] Many thanks Webbs

Evening and Happy New Year, received this email yesterday and so far I haven't replied. Out of the three cases brought against me, this is the only one going to mediation and quite frankly I don't have a clue what to do. PRA have not sent me anything to back up their claim, so again I'm worried about what I have to say over the phone thanks Webbs Mediation Appointment Confirmation - Claim Number K6HB.pdf