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Everything posted by webbscatering

  1. Reply back from employer #2...which has confused me even more! The critical date for any furlough analysis was for employees on the payroll as at 28 February 2020. Your agreement with Acme Company is a casual worker agreement and therefore different to a zero hours contract. That said, the same methodology has been applied based on weekly hours worked over the last 12 months, or since start date if more recent. I’m afraid due the review period being historic, it was decided not to offer you furlough due to the little hours worked. I replied:- thank you for
  2. Cheers Slick132, after Employer #2 refused to help I've started down this route with employer #1 as I've been there for over three years so all is not lost. You kind of answered the question as I thought they were obligated to furlough to help ease the strain on the DWP ...but that's just me thinking outside the box I emailed employer #1 on the 24/03/2020 to ask for furlough, my P45 has me leaving the company on the 24/03/2020 so I was still employed and not ask for re-employment.
  3. Cheers Slick132, Im guessing the 4th heading refers to this:- To fall within the Scheme, employees must have employed on or before 28 February 2020 on the relevant employer’s PAYE payroll. Unfortunately, Kirsty’s new employer does not therefore have the option of paying her and seeking reimbursement via the Scheme as she is due to commence employment after 28 February. So in my case I was still employed with employer#1 up to the 6th March therefore would have qualified to be furloughed? So where do I stand now because not long after asking employer #1 to be fu
  4. not to complicate things, I had a full time job with employer #1 and a part-time zero hour contract with employer #2. Employer #2 offers me a full time contract starting 1st May 2020. I leave employer #1 6th March 2020 I then go back to employer #2 and resume 40 hours a week on a zero hour contract until 18th march 2020 when the place has closed. I have been told the job starting in May will be delayed until June and then we will sign full time contracts. Taking the advice of Honeybee13, I looked over the internet and it looks like I missed out by a week as the
  5. I resigned my job after the 28th February but my new employers have shut business until further notice and left me in limbo! I went back to my old employer asking to be furlough under the government scheme but they refused me with this response "sorry but there is a recruitment freeze on (for obvious reasons) so I am unable to help". Although I am not asking for my job back and the furlough is not costing them anything do they have the rights to refuse? cheers Webby
  6. its a FLYBE Credit Card Creation is a trading style of Creation Financial Services Limited. Registration Number: England 1091883. Registered Office: Chadwick House, Blenheim Court, Solihull, West Midlands, B91 2AA. took out 29/04/2017
  7. I suppose at the time by trying to pay this debt I was doing the right thing but it came back and bit me on the backside so a lesson learnt thanks both of you
  8. Name of the Claimant ? Creation Financial Services Date of issue: 06-02-2020 Particulars of Claim What is the claim for – the reason they have issued the claim? the Defendant (D) held the accounts as listed below with the claimant (C) D failed to pay the sums due in C when demanded and the sums listed below remains outstanding Acc No. 123456789 Debt Balance £1629 What is the total value of the claim? 1813 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC ( Pre Action Proto
  9. comes back "Case number invalid or not found on the public Register"
  10. When I filled out the Admission form N9A under the section "where to send the form" If you admit the claim in full send the completed form to the claimants address shown on the form as one to which documents should be sent. This is what I did but never received anything back from the courts by way of a CCJ only correspondence from Shoosmiths.
  11. Very much like most people I fell into debt after my wife suffered a prolapsed disc and was unable to work for a long period of time during that I relied on credit cards to get us by. Shoosmiths LLP issued a county court summons over a credit card debt for 3k I sent them all documents supporting why I fell into debt and an offer to pay this off at £2 month with a review. First this was excepted in principle providing their client agrees to these terms but I just received this letter:- please note our clients instructions are to continue with lega
  12. over four weeks have passed and we haven't received a response from Blemein Finance so it looks like we are going to MCOL. I found dx100 "Particulars of Claim" template which is brilliant as usual but there is also a guide to filling out the claim form on the MCOL site can someone send me the link, thanks
  13. I have adapted the lbaand it reads like this: Dear Sir/Madam, CARD/ACCOUNT NUMBER: ***** We now understand that the regime of fees which you have been applying to my account in relation to late Payment Fees, Dishonoured Receipt Charges, Telephone Charges, Letters, Buildings Insurance, Monthly Charges and its interest charges, are unlawful at Common Law, Statute Consumer regulations also Unfair Terms in Consumer Contracts Regulations (UTCCR). We would draw your attention to the terms of the contract which you agreed to at the time that we opened our account. It is an impl
  14. can I have a copy of the mortgage LBA, I have really tried to look for a copy on the forum but when I click on the link it comes out on this page https://www.consumeractiongroup.co.u...rk-in-progress
  15. Found this:- 5 MORTGAGE ARREARS CHARGES Mortgage Arrears Template Letter http://www.consumeractiongroup.co.uk...emplate-letter Mortgage charges and other unfair treament Particulars of Claim template http://www.consumeractiongroup.co.uk...Claim-template Categories: Library materials then got this:- webbscatering, you do not have permission to access this page. This could be due to one of several reasons: Your user account may not have sufficient privileges to access this page. Are you trying to edit so
  16. Okay my apologies DX no more quotes. The LBA link goes straight to " Small Claims actions in the County Court FAQ - work in progress" page and there is no LBA template so I'm guessing go straight to small claims?
  17. Okay cheers, I'm guessing the next step is LBA? if so can you send me link to the draft
  18. I've gone through the SARS pack and scanned the letters relating to these charges and there is no mention of us requesting the return of them but there is references where we have said that we are not happy with the charges they have applied, would this be a valid argument to proceed with?
  19. thats exactly my point no conversation took place regarding the return of the charges before or after the court case. I have a bumper pack sent from my previous SARS request and I cannot find anything that would suggest i asked for the charges back. Their last letter is full of BS as it states the charges are correct because their tariff says so...oh whoopi Doo. There is no mention of "Unfair Terms in Consumer Contracts Regulations 1999" I wonder why? obviously it wouldn't because I never spoke to them about it as this would have been my first point of argument, so I know
  20. ahh yes I remember this now, I never got anywhere with my complaint about the building insurance. To cut to the chase whilst we had a repossession hearing in 2010 which was suspended we asked the judge if the payment dates could be changed from the middle of the month to the end of the month he said that was a contractual issue therefore he was not interested. These clowns would not change the dates without a Variation order... the Variation order was pointless as this was to change the terms in a contract not particularly applicable to changing payment dates. After all
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