Well it was just a guess but then I knew there was a reason I'd stopped coming on this site quite as often as I used to. Nothing wrong with my maths.... I do have 2 A-Levels in it which is more than most people!!! Not that my post contained any form of mathematics anyway

I would guess Amazo n

Take the interest off. You can only ask for interest if/when you have to file a claim at court

Sorry to bump a thread where I've been talking to myself but thought I'd update people. Following the last letter I got a reply from LTSBs solicitors today. They've removed the default as ordered and made a compensation offer which whilst less than the figure I asked for I have accepted. So after nearly 3 years it looks like this is finally over

You can't do that in asda. Our local one didn't have any bags on the self scan either apart from the bags for life for 5p. The environmental issues are all well and good as is saying that you should take your own bags but what if you pop in for just a couple of bags worth but end up buying a trolley full. Presumably you then have to cram the trolley full of shopping into the two small bags, then have them split as soon as you leave the store. And what if you weren't planning a shopping trip but then remembered you needed some things whilst you were out? Asda are more than willing to use bags on their home delivery service despite all the goods being in crates anyway. We frequently have just one or two items put in a bag that wasn't needed anyway. We also have the opposite where they jam 60 tins of beans into one bag which has then split and can't be reused anyway. Really saving the planet there!

Oh dear the DCAs aren't going to be able to ring me anymore as I have a new phone line with a new (ex directory) phone number. Shame!

You could try e-mail Ian Livingston who is the chief exec of BT. I got his e-mail address off MSE as I had an issue with BT that the indians on 150 didn't have a clue about. An e-mail to him and I was contacted by someone in his team within the hour and my issue was resolved prior to my line being connected yesterday His e-mail address is [email protected]

A subject access request may get you a transcript or recording of the phone call if it exists. Hopefully you can then prove that you didn't agree to a contract extension

Don't the royal mail enjoy an ever so comfortable immunity to civil claims?

I signed up to Scottish Power on a comparison site however after receiving their literature I telephoned to cancel as it was actually dearer than my current supplier. Today I find out that they have ignored my cancellation and gone ahead and transferred me anyway and have sent me a prepayment card for my gas. Any suggestions on best course of action?

Yeah it is

Nah they aren't. I had one code that had actually been e-mailed to me deactivated because someone else who had received it had posted it on a forum. Had to call customer care to get another one though as I'd received the original one they had no problems with this. Codes are getting very hard to come by these days though. Tesco started to clamp down on theirs months ago and now it seems asda are following suit EDIT just added the code you posted to my asda account and so far it is still working. Will see when we come to do next weeks big shop!

The problem is that as soon as codes get posted up on sites like this or MSE, Asda immediately deactivate them or change them so they only work on a minimum spend of £500

In the absence of any response, I've drafted the following letter which will be going to Lloyds TSB head office first recorded tomorrow

We are also in a 2 bed house with 2 adults, 2 children. Partial central heating with the kids room heated by an electric oil radiator and the living room by a gas fire. We are currently topping up between £15 and £20 a week on each meter. Hope that helps

Bump.... anyone? EDIT - Requested move to the CRAs section as relevant there and may get more response

I think you will have to do a separate claim for any new charges

Well it was a while ago but here's the basic story so far Lloyds filed a claim against me for £312 back in December 2006 I defended and counterclaimed for my charges Lloyds failed to attend the hearing in May 2007 I won and was awarded my charges, lloyds were ordered to remove any default notices from my credit files Eventually lloyds paid up and I thought the matter was closed Fast forward to now and I've just checked my credit file for the first time since the case and guess what... default notice still there and has been reported every month up til November 2008. So my questions are 1. Presumably I am best taking this up directly with Lloyds rather than going to their monkeys at [problem] 2. As a default notice has been plaguing my credit file for the last 18 months when a judge ordered it's removal would it be cheeky to ask (or demand) compensation from them. Any reasonable amounts? 3. If Lloyds refuse to pay ball is there anyway I can get the court to enforce that section of my judgement against them?

Only thing I would add is that the debt order may fail if they are no longer using the account. I'd either go for the charging order, or given the sum involved I believe you could serve a statutory demand and then file for bankruptcy. As they have property this is likely something they will want to avoid

You'll have to put the slashes in different places... or they might mix us up

Well both me and my OH got letters off Freddy international today in response to two separate accounts after sending them the "prove it, don't think about calling and certainly don't think about popping round for tea letter" Both letters say the exact same thing that they are closing their file. For some reason they didn't quote my reference number I asked them to quote on all further correspondence which was: My Reference: S0/D0FF/AN/DGETA/PROPE/RJOB

Interum Justitia keep calling me lately. I always answer (in a suitable style of voice) "Hello Mammals kebab shop, all our kebabs contain at least 85% cat" For some reason they hang straight up before I even get chance to ask them if they want salad and sauce with their kebab

Is there any reason you are not taking the SOGA approach with ebuyer?

I'm getting one for 27th Dec to 2nd Jan

Could try asking them for a copy of the tenancy agreement proving your liability too. Think they may struggle producing that one though they would need it were it to go to court