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  1. Hi time for update Posted mail 27-07-2022 CCA to Claimant to post recorded inc £1 P/O unsigned uncrossed 27-07-2022 CPR 31:14 to sols post recorded Yes I know no need for recorded but I like to have proof mail Received 28-07-2022 Claimant Redirection in place - item forwarded 28-07-2022 CPR 31:14 to sols received and signed for Presume redirection is to claimants sols? 04-08-2022 bothered by sols emailing again despite telling them in a letter 04-01-2022 to use post only So as per dx advice replied to email using near enough his words reinforcing the point post only. Will ensure I comply with posting defence by 4pm 19-08-2022. Thank you for the rebuke dx, sometimes I need it.
  2. In searching for information re my problems I looked at statute barred debt by Bankfodder. I used the hyperlink for the fshandbook.info, and it took me to a Japanese site called "Coincheck"? Can someone please investigate, I do not think its harmful but it is a mis-direct. Posted June 6, 2014 (edited) This is a very important chapter and needs careful reading http://fshandbook.info/FS/html/handbook/CONC/7/15 Notwithstanding that a debt may be recoverable, a firm must not attempt to recover a statute barred debt in England, Wales or Northern Ireland if the lender or owner has not been in contact with the customer during the limitation period. ty
  3. 1.apologies so therefore next working day by 4pm which is 22nd 2.original creditor was only ever contacted by email and or web site (part of the green initiative) no post received from OC despite them having address. now claimants sols are using email texts and phone calls in attempt to contact. in previous letters to them 19-12-2021 I added a line at the end stating "All communications by letter only please." managed to block phone number but cannot block emails on gmail. any advice? ty
  4. thank you for reminder if my math is correct: issue date 20-07-2022 plus 33 days defence date 21-08-2022 latest which is a Sunday
  5. Hi CCA and CPR 31:14 posted today now to read up on Perch TM Avant etc and wait for replies
  6. Hi CPR and CCA in same envelope save a stamp? things are tight as we all know
  7. Hi apologies for basic mistake in post 20 I should know better re post 22 MCOL completed CCA posted to sols 04-01-2022 reply is post 14 in attached doc CPR 31:14 completed and will be posted tomorrow
  8. Which Court have you received the claim from ? County Court Business Centre NN1 2LH MCOL Northampton N1 ? Manual Claim CCMCC (Salford) ? New beta WWW.MONEYCLAIMS.SERVICE.GOV.UK ? If possible please scan redact and upload a full page copy of page 1 of the claim form. (not the response page or AOS) Name of the Claimant ? Perch Capital Ltd Date of issue – 20th July 2022 Particulars of Claim What is the claim for – the reason they have issued the claim? 1.The Claimant claims payment of an overdue balance in the sum of 1740 incurred by the Defendant under a AvantCredit, Unsecured Loan, account number .... 2.The Defendant failed to maintain payments in line with the Agreement and the account has now matured. 3.The account was then subsequently assigned to the Claimant and the Defendant has been given notice of the accounts assignment. What is the total value of the claim? 1739.60 Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No Did you inform the claimant of your change of address? No Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Loan When did you enter into the original agreement before or after April 2007 ? After Do you recall how you entered into the agreement...On line /In branch/By post ? Online Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt purchaser Were you aware the account had been assigned – did you receive a Notice of Assignment? No Did you receive a Default Notice from the original creditor? No Have you been receiving statutory notices headed “Notice of Sums in Arrears” or " Notice of Arrears "– at least once a year ? Yes Why did you cease payments? Financial constraints problems What was the date of your last payment? 30th January 2018 Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No CCBC J8K15K97_REDACTED.pdf
  9. Hi mantis shrimp I agree totally that he needs to grow up, he thinks he can tell/control what she does regarding the child. Daughters new partner has his own business with confirmed bookings for many months in advance, so they would definitely be returning to the UK. Regarding France my daughter prefers home, they are only going to Disney for the child. thanks for advice
  10. Hi Andy thanks for links will read up and talk to daughter about it.
  11. Hi I am asking on behalf of my daughter. She is a single parent, never married, with a 3 year old child, she is in a new relationship and the person she is with treats the child as their own. She has applied for and received a passport for her child so that they can all holiday in Paris for 7 days this year. The child's father, (who has very little to do with the child only visitation rights granted by my daughter) is now stating that without a letter of permission/consent from him she cannot take the child out of the country. He has stated that he will write the letter 2 or 3 days before travel, which is no good if he changes his mind. One possible complication is that he is named on the birth certificate. Childs father knew about holiday before it was booked and paid for. Where does my daughter stand on this issue? Does she require legally a letter of consent? as always many thanks for advice
  12. Hi paperwork sent as post 12 pap reply to Solicitors CCA to sols client only reply received is attached and redacted thanks dx 2022-01-17 TM reply to my LOC reply awaiting Pwork.pdf
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