Hi, I would like to ask you more about the PayPal debt if that's ok. I also gambled all money away having ecceexcel credit score and mortgage .. Now my PayPal is in minus £4k and I have already 3 other loans from my direct bank account and cannot afford to pay this. I didn't know they charge from bank transfer where was nothing and few days after transactions ingot into negative balance....no idea what to do now... Did they put you any negative score on your credit ? I would really appreciate a response here https://www.consumeractiongroup.co.uk/forum/showthread.php?490799-PayPal-Negative-Balanced