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About rippedoffbyblemain

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  1. just 3 months. yup its there internal ones waterfold and the only demand letter i got was after I missed the 3rd payment and they sent me a demand letter for the missed payments BUT not the whole loan amount. They used there internal solicotrs to validate the loan and then passed to there LPA (what I believe is there own business , based on resaerch). as you well know legal matters can be very complex and require legal advice which I dont seem to be getting anywere. I am getting a lot of helpful advice BUT its so confusing as you get ' go there' 'go here' 'do this' whi
  2. I did keep all paperwork and did complain didnt even get a response to that complain with the ICO. will still have another try. Seemslike the universe is against me on this. Every step is a block for things that clearly should at least be responded too.
  3. yup trying too. No reply to a SAR that I sent last year. Trying to send another request. @ the stage where LPA is now invloved and can forsee my property being underhandedly being taken and sold. Getting nowhere with legal help ATM for various reasons. Trying to stay strong but havennt got much left in tank
  4. it is now. wasnt working before and site often seems to want to show broken pages. I am guessing when a page is broken and some one tries to access it the site admin gets ntofied and either they fix it or clear a cacahe to get it working!
  5. Just a quick update on how things are going for me. Actually got no where. Not got any help (apart from @renewablejohn who has been helpful). Been trying to get with a legal expert but that keeps falling flat on the basis that I am not in court yet so cannt help until thats the case. Now I have been sent an LPA apointed letter. So basically lancashire/blemain/together are going to use the loop hole to circumvent the courts, get access and control over my property and basically sell it right under my nose. Sigh. I sent off for a SAR last year and
  6. @renewablejohn many apologies for the delay in reply. I never got a notification about your message. Guess that's due to the new site. Even the links suggested by site admin in posts above don't work now!!! From the previous comments and lack of help and NOT ever having received a SAR as requested from these leaches I kind of stuck my head in the sand. Got no help from anyone to move forward. At the stage where I have now defaulted and awaiting repossession:( I still need help and am still willing to help you or provide info. DO you still need me to fulfil your request?
  7. Thanks for the link. I was reading that thread earlier on today after looking up all renewablejohns posts. Came across releaseusall situation. Very bad. Sound so much like my own and many others. Yup I do note that there’s not outcome reply. In the search I did for renewablejohn nothing came up about an outcome for court case at least no details just mentions here and there and couldn’t find any for relaeseusall either. I have done a search good few times but nada.. would you be kind enough to point me to link where you said they posted in different thread. Thank you
  8. Wow... errm I guess I owe you a BIG apology certainly not my intention to be selfish. My sincere apologies for offending you in any way. I have been scouring the forum since initially posting few months ago. Simply not getting anywhere to find info or advice on how to proceed.. Will keep looking I guess...
  9. I have to agree here. As a new user and looking to get help with these (I WONT SWEAR) out of my hair. getting the right help and support OR even a direction to go in seems non existient. I dont just want to talk about my issue BUT want to find out how I can get the help to help me fight these (I WONT SWEAR) I understand that. Point well made but its still not helping me OR the many people that are in my position... forgive me IF i get this wrong... Is there anywhere on this forum that provides details of say solicitors that help with this specific thing? or that hav
  10. so you have a similar loan from these guys??? sounds like your saying that this is unenforcable?? could you elaborate on your initalreply where you said: "your agreement is post Apr 2008 and therefore CCA 2006 will apply" I would love to chat as ATM digging myself an early grave with all the stress and worrying... whats the process to chat??? as you can tellam new here!
  11. Thank you for your reply. ATM dont know which way to turn or what to do. requested a SAR few months ago and got nothing as yet. the telephone convo I had enquiring about the new charges and me complaining about it resulted in them sending a first and final resolution letter where they knowcked of £700 or so. Didnt even answer the question as to how they reached the amounts. No break downs no nothing.. Nadda. I have attached a copy of the agreement (just the front page) and another certificate they got me to sign HOWEVER this is what they supplied with their latest letter
  12. Thank you. yup will be doing that. thankfully i have all the letters from day one including the original agreement. i was really stupid and desperate to have signed something so blatantly stupid. may as well have placed a gun in their hands and pulled the trigger myself
  13. hello, hoping someone can help and point me in the right direction. In hindsight I wish i had done some reaesrch beforehand and found this site 10 years ago as now i wouldnt be in the mess that i am in so in 2008 i was in desperate need of funds. I approached a broker who introduced me to lancashire mortgages. initially i went for a bog standard mortgage but due to my circumstances and being self employed it was turned down at the initial stages. they did however offer me a secured loan. i should have seen it then that it was a trap. i took out a secured loan in augu
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