it does actually state which one, all i can see is above what looks like a break down it says period ended 05-04-2013. then righ at the bottom it says 2013 SA outstanding return. hope that helps.

hi all. I hope you guys/gals can help. I have received a letter from the tax office threatening to change my 2015 tax code to pay for some self assessment overdue amount that I believe i do not even owe, as ive only been working since febuary last year and this over due payment is due from 2013! I have never been self employed, however i did let a friend use my bank account to have his wages put into whilst i was on job seekers as he had split up with his wife and they had a joint bank account to which he needed his wages to not go in to. i do remember signing off of the dole a while before i started working because i was meant to be starting full time work, employed, however about 2 weeks in they used their probation period to get rid of me, and DWP wouldnt let me sign back on, i ended up homeless for about 3 months, until my girlfriends mum let me live there, and due to her working she supported me and my girlfriend. due to her support i never did sign back on as i was angry at DWP for making me fill out all of the forms to then shoot me down. the problem now is that HMRC are trying to say that i was self employed and haven't filled out a self assessment, now i've been looking into self assessments and im being charged interest for not filling them out as well. does anyone know what I should do because i've posted 2 letters to them over the last 6-7 months saying that i've never been self employed and that ive only been in my job for just under a year and i've never received a reply back from them. thanks in advance. Dan

just a quick update. got a letter through saying they have recieved my defence. lets see where we go from there shall we.

thanks once again andy! ok, so now ive sorted the AOS (forgive my eagerness/scarediness) but what is the next point of call?

sorry i clicked on the wrong part, i am now on the AOS however what do i select for this part: Contest Jurisdiction ?? thanks. Dan

"THIS CLAIM IS FOR 381.34, THE AMOUNT DUE UNDER AN AGREEMENT BETWEEN THE ORIGINAL CREDITOR AND THE DEFENDENT TO PROVIDE FINANCE AND / OR SERVICES AND/ OR GOODS. THIS DEBT WAS ASSIGNED TO / PURCHASHED BY Lowell Portfolio I Ltd, ON 07/03/2013 AND NOTICE SERVED PUSUANT TO THE LAW OF PROPERTY ACT 1925. PARTICULARS: RE- O2 (UK) Ltd A/C NO 1013855*** , AND THE CLAIMENT CLAIMS 381.34 THE CLAIMENT ALSO CLAIMS STATUTORY INTEREST PURSUANT TO S.69 OF THE COUNTY ACT 984 AT A RATE OF 8% PER ANNUM FROM THE DATE OF ASSIGNMENT OF THE AGREEMENT TO DATE BUT LIMITED TO A MAXIMUM OF ONE YEAR AND A MAXIMUM OF 1000 AMOUNTING TO 30.51 " I hope that helps

Thank you for your help so far. so would my best bet be logging on now and saying im going to defend? or should i wait until tomorrow so others here can have their say? thanks once again for your speedy replies. Dan

hello, thank you for your reply. there was nothing on the envolope apart from my address, it says on the letter that i can do something online, would that be an asset in this case? if you could help me(or as you said, get someone who could help) that would be great. Thanks. Dan

Hello all, I'm here to ask for a bit of help, My uncle recommended you guys, so I hope you can help. When I got home today I had a letter through the door (11/12/2014) from County Court Business Centre. below is the information i believe you require, now if im correct, i think there may be a mix up. as its dated 26th november 2014. Name of the Claimant ? Lowell Portfolio Limited Date of issue – . 26th November 2014 What is the claim for – "THIS CLAIM IS FOR 381.34, THE AMOUNT DUE UNDER AN AGREEMENT BETWEEN THE ORIGINAL CREDITOR AND THE DEFENDENT TO PROVIDE FINANCE AND / OR SERVICES AND/ OR GOODS. THIS DEBT WAS ASSIGNED TO / PURCHASHED BY Lowell Portfolio I Ltd, ON 07/03/2013 AND NOTICE SERVED PUSUANT TO THE LAW OF PROPERTY ACT 1925. PARTICULARS: RE- O2 (UK) Ltd A/C NO .......*** , AND THE CLAIMENT CLAIMS 381.34 THE CLAIMENT ALSO CLAIMS STATUTORY interest PURSUANT TO S.69 OF THE COUNTY ACT 984 AT A RATE OF 8% PER ANNUM FROM THE DATE OF ASSIGNMENT OF THE AGREEMENT TO DATE BUT LIMITED TO A MAXIMUM OF ONE YEAR AND A MAXIMUM OF 1000 AMOUNTING TO 30.51 "£381.34 for debt of phone contract " What is the value of the claim? 381.34 Is the claim for a current or credit/loan account or mobile phone account? Mobile (O2) When did you enter into the original agreement before or after 2007? After Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt Purchasher (Lowell) Were you aware the account had been assigned – did you receive a Notice of Assignment? "Not that im aware of" Did you receive a Default Notice from the original creditor? Not that im aware of Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? "Not That Im aware of" Why did you cease payments? "I had Lost my job, I remember phoning them asking if i could send the phone back and they said no, and i had informed them that i was not able to pay it." What was the date of your last payment? back in 2010 Was there a dispute with the original creditor that remains unresolved? "only what i had said above" Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? "No as they wouldnt let me because I had no income at the time" also total ammount including court fee + solicitors fee is £496.85. Please could someone try and help based on the information i have tried to provide. I hope its enough, but whats worrying me is that it dated the 26th november and it only came today. if you have any more questions or if you could help me with the next steps that would be great and i would be so thankful. Regards. Dan