Nothing from me. I will post if I do hear anything. My solicitor has advised me and is very confident, which in turns puts my mind at rest.

Yes, I would like to know too. How did it go?

Yes, do let us know how you get on. I am going to go through the same process soon. I dont have a court date yet, but I will let everyone know. I am just starting this process and dont really know where to start...

I am now in a position more or less the same as the OP! How can I defend against something that I have never been notified of previously and that I dispute in its entirety?

Thank you for your reply, Firstly, I have not been served with these papers yet, as they were sent to my old address by second class post. How can they take this to court in the UK, despite the fact that they have not served me with these papers? I am not aware of any court case having been undertaken in the UAE, I dispute the debt and have no paperwork with which to defend these claims? You seem to be stating that a UK court has jurisdiction over a Dubai debt and can force me to pay it - even though I dont owe it! "Your agreement has a non-exclusive jurisdiction clause. This means the claim can definitely be brought in the Dubai courts but can possibly be brought in other courts. Under the EU rules on jurisdiction, my understanding is that if you are living in England the English courts must take the case. There are a few exceptions set out in the regulation on this but I don't think any of them would apply here. For this reason it would be difficult for you to contest jurisdiction." How can the court be confident that the case is / was correctly brought in a foreign court? If it has been to court in the UAE, how could I have even gone there to represent myself under threat of jail time? The card wasnt even solely in my name, but was run-up by my ex who is now in France as far as I know! The car was mine, but I returned it before leaving and had all but paid it off. This all seems rather ridiculous...

I too would also like updates. I'm dealing with the same company. I have tried to PM all of you in this thread to find out more about our cases. It would perhaps help us all if we shared information. Has anyone further information about whether they have actually been taken to court, or is this just idle threats? I am disgusted with this tactic and dispute the claim entirely - I didnt even take out the original credit card with FGB!!! (ex partner did)

Hi again, Thank you for posting back so promptly - that's amazing. I have a copy of documents sent with the 'court papers' which is a credit card agreement and a long list of clauses which states that. I have looked through to check for a 'jurisdiction clause' that you mentioned and cant find anything except this: 'Clause 17: These terms and conditions are governed by and shall be construed in accordance with the laws of the UAE and the card holder hereby submits irrevocably to the laws of the non-executive jurisdiction of the civil courts of Dubai.' Again in another clause, it says: In December 2013, in accordance with the clause set out at paragraph 4.33 above, responsibility for recovering the defendant's liability was given to CWD, a firm of solicitors practising within the jurisdiction of this court. on 16th December 2013, CWD made written demand for payment upon the defendant, but the defendant has failed to meet this demand.' Later they say that they will rely on in court the 'expert evidence' of Mr Tariq Al Shams, a lawyer employed by Baker & McKenzie Habib Al Mulla to support this claim under the appropriate laws in the UAE. The papers were sent to my old address on 17th March via 2nd class post, are stamped with DATE OF SERVICE: 20th March 2014 and the enclosed court papers say I have 14 days to respond. Strangely, the postal mark on the documents comes from Salford and says it came from CCMC PO BOX 527, SALFORD M5 0BY I'm going to now find out who CCMC are... I'm assuming they cant start proceedings over here then, but I am still a little concerned. I hope to buy a house at some point in the not too distant future, if I can manage to ever save up enough to get a deposit. I dont want this damaging my credit rating. Will a UK court take this seriously - thats assuming its even legit papers I have here. Thanks for helping and hopefully someone can advise me how to proceed - I cant afford a fancy solicitor. THANKS!

Hi, I too have had communication sent to me from CWD, via an old address that i used to live at some years ago. The letter states that I owe FGB £15k! I had a credit card in the UAE for £1,500 some years ago, plus a car loan and when I had to leave suddenly, I left the car at the bank, thinking that the fact that I owed less than the car was worth would solve matters, as they could sell it and recoup their money. CWD say they're going to make a claim against me in Northampton County Court (Form N1) at Aylesbury. The letter was posted to my old address. I was visiting friend in the area and called in to see the house and they passed me this letter. Needless to say, I wish I'd not popped round... So, should I ignore? Contact the company CWD? Call the court and ask if these documents are real? How can this company, who I have never heard from before, try to make a judgement against me in a court, for an amount I dispute I even owe in Dubai, never mind here! Please help and advise and let's stick together to see what happens in all cases.