Further to my last message, I contacted my bank and advised them to return this money to me, which they did, however they will now investigate it and if it show's that I have received any services from these companies, Loan Pal or Elite loans and mortgages and they can prove it the bank will take the money back however, I dont think the loan companies can prove it as I havn't had any services from them. So I would advise you to get the bank to refund you as this fraud and the bank have to give it you back and the company prove that you have used there service. Hope you sort it out, as these companies are preying on people already in a vulnerable position and making life harder, they should be shut down!!! Thanks

I hope you dont mind me contacting you but the same thing has just happened to me I company by the name of Elite Mortgages and Loans who are also linked to Loan Pal who ive never even heard of have taken £89.50 out of my bank. The only way I can get it back is to write to them asking for it back. I was just looking at your thread and I have just reported both websites to Action Fraud, I have also wrote to them cancelling any services that I havnt even asked for I think like you my details have been passed on as Im sure I would never have gone with a company that charges any fees I have payday loans before and Ive never paid an upfront fee, these b*****ds need shutting down. I also noticed in a thread on page 2 of this that you mention ************ as being the director well this is the same person that is the director of Loan Pal and Elite loans and Mortgages, that's a coincidence. Any advice would be good my bank have just told me to write to them or try to get in touch but Ive had nothing from them, Im so annoyed and frustrated and want to do something about it but not sure what to do next!!!