hi bazooka boo,how and who do i complain to ?,the card was taken out after 2007 some 4 to 5 years ago,i pay the dept back over the counter with a paying book,and the card was taken out over the phone,lloyds phoned me to ask if i wanted a credit card,and at the time i could afford the repayments but when i became ill.i could not keep the repayments up to date.

hi newbie here. just got a letter from lloyds, who i have repayment plan with (self admin'd) with it came a letter from marlin europe v limited, i am paying £40 pcm. i have others with lloyds as well. but this is for the credit card i had with them, which is £3547.53. now i have read about these people and how they conduct them selfs, i have also just finished treatment for cancer .i really dont need the stress of going all through the process again with Lloyds .i am quite happy to carrying on paying the money back. but where do i stand with this company called marlin.ny help would be most greatful.