CONFUSED49
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Everything posted by CONFUSED49
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Thank you, just received letter back " acknowledging that the account is now Statute Barred, whilst they do not consider that they have breached any law or regulatory guidelines, the account has been withdrawn from their regular collections process and closed. You won't be contacted by us our agents regarding this matter". Thank you all for your help, nice to finally get it settled.
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okay will amend and send yours didn't see it earlier. Thank you Confused 49
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This is the letter I am going to send, Quote "Dear Sirs Statute barred [removed - dx] hope this is ok
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Thank you, will send letter today by recorded delivery Confused49
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cabot.pdf After no contact for 9+ years and DLC in December 2009 advising that they were returning it to Egg as they could not comply with my CCA request, I have today received the following letter, question is should I just ignore it ? Help much appreciated. Confused 49
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okay so its a waiting game to see what there next move is then.
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Shall I send a cca request to Capquest,
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Shall I just ignore the letter, just got my credit file looking half decent again
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HELLO LONG TIME SINCE i HAVE POSTED REGARDING THIS DEBT HAVE RECEIVED A LETTER IN POST FROM CAPQUEST STATING THAT THEY HAVE PURCHASED DEBT FROM LLOYDS BANK PLC AND TRANSFERRED TO CAPQUEST INVESTMENTS LTD. NOT SURE WHATS GOING ON AS CAPQUEST INVESTMENT HAD TAKEN OVER REPORTING IT ON MY CREDIT FILE BACK IN JUNE 2014 AND THE DEBT DROPPED OFF MY CREDIT FILE IN NOVEMBER 2015 AS IT HAD BEEN 6 YEARS CAN THEY START REPORTING AGAIN AFTER NEARLY TWO YEARS OFF MY REPORT.
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Hi Thank you very much will post off tomorrow and let you know if I have any response Kind regards Confused49
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Hi Received this letter today from shoosmiths, shall I write and say no agreement and attach my original letter to cabot requesting copy of agreement with confirmation that they received it but have not acknowledged it and is there a template letter for this on the forum. Thankyou confused49 shoosmith letter 20-1.pdf
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Hi Ok no problem thanks for getting back to me. Confused
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Hi Been a few weeks since posting received a letter in post today dated 14th January which reads as follow Quote " We have tried to contact you on several occasions to discuss your account. As we have not heard from you, we are referring your account to Shoosmiths Solicitors. Shoosmiths Solicitors will want to speak to you within the next seven days where they will review your situation and help you to arrange the most suitable solution for you based on your circumstances. Alternatively you can contact them on 03700863058 their opening hours are Monday to Friday 8.30am to 7.00pm staurday 9.00 to 12.45pm Yours sincerely" unquote should I ignore just ignore this letter or is there another course of action I should be taking
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Hi DX Guess it is a waiting game, sorry just got a bit nervous as the bottom of letter said they will do one of the above if no response not received in 10 days.
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Should i send a chaser or not
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Hi Sent my cca request off on 21st October know they received it on 22nd, I have had no response until today received letter dated 16th December 2015 stating that I have 10 days to get in touch and they will proceed with legal action, as my account has been selected for possible Legal Action. what should I do as I only have two days, nice Christmas present. would appreciate if someone could look at this
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ok that makes feel a lot better as I was thinking I would have another 6years of getting no where Thankyou
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Thank you for getting back to me will send a cca request to cabot today as a letter from them was enclosed with letter from capital one, the original default was December 10, so they can only report until December 2016 is that right sorry to sound thick.
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received nothing from Capital one for 4years except two letters stating balance, received letter today dated 14th October 2015 stating that on 23rd September 2015 account was sold to Cabot Management and within 30days of 23rd September they would start reporting on my credit file which doesn't leave me much time to try and rectify, I am trying to rebuild my credit file after years of financial problems which included my wife going bankrupt in 2013 and she has not been able to get a job since. I have other defaults on my account which are due to disappear within the next month or so, I do not want another default registered as this will hamper my chances of getting a mortgage or moving we lost our last house and are renting at the moment but have to leave early next year. I have two credit cards which I have been paying back on time and settling each month to rebuild my credit file, I understand from reading forums that the balance would have been sold for a stupid amount, should I offer a settlement figure on the understanding that they mark credit final as settled without a default or what should I do?
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Hi Thanks for coming back to me will post today and let you know
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Hi Been a while since posting sent SAR off in Dec14 no joy, received letter from natwest stating I am still liable for debt a copy is attached, should I send them a letter attaching a copy of the SAR letter stating I am still awaiting a rely to the enclosed and should the letter state I do not acknowledge any debt unless you can prove it or should I just simply ignore it! Confused
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Thanks DX will send another request tomorrow confused:???:
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Thanks dx, should I just file and ignore the letter confused:???:
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Hi Been a while since my last post but this is quick refresher of what's been going on 1) sent SAR off to natwest advised wouldn't and will not send any information requested without signature. 2)sent letter to Baker Tilly do not acknowledge debt. 3) november 14 passed over to apex sent letter do not acknowledge debt, come home tonight to a letter from apex with a copy of the mandate attached dated 2000, my signature looks a bit suspect but the mandate should have been updated in 2011 as I was told to remove my wife's signature as a third party signatory and cut all ties with her, due to her own business overdraft (she did unfortunately go bankrupt in 2013 but thats another story). Could someone quickly advise me should I send A SAR request to Apex or should I just ignore it and file. confused:???:
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halifax plat card sold to capquest
CONFUSED49 replied to CONFUSED49's topic in Halifax Bank and Bank of Scotland
ok will just send cca, will keep you posted, thanks again Confused49:???:
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