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debtwoes

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Everything posted by debtwoes

  1. What would I do if all the Council say "we have it on record" and they dont produce anything else?
  2. Hi MagnaCarta, what if I sign the V5 form selling it to my partner? can they then still clamp or tow the car? If they did clamp can the new owner claim they own the clamp on the vehicle also? I would of thought if they clamped the car and leave, it becomes an abandoned Levy?
  3. Ok thanks guys, I will follow that route and see what happens, as for the bailiff, what do i say to them? In essence, I'm telling them its uneconomical for them to pursue the debt and leave my property (I have issued a fee schedule of £1000 an hour for trespassing) In regards the alleged £20 debt by ploddertom, would you mind if I repaid it in instalments via the donate button?
  4. Ok Thanks guys, I was under the impression that LO is not subject to Statue Barred hence the reason I negotiated to make payments to the Council. On another note, a) I feel they should provide evidence of a LO being issued which they have not, b) I feel the council is complicit in the harassment by the bailiffs and not following regulations, e.g. No 14 day notice + (still sure the bailiff acted illegally claiming it was a criminal offence to not supply the private company financial details and refusing to supply certified bailiff ID and refusing to furnish details if complaints procedure) c) I can guarantee the LO is electronicly signed by anonymous JP see When the (QUANGO) CSA or a Council issues its own pre stamped summons (criminal /quasi criminal) Gateshead Justices,ex p.Tesco Stores Ltd [1981] Q.B.470,DC. a summons must be issued in accordance with Justice Clerks Rules 2005 (S.I.2005 No.545) The granting of summonses is more than a rubber stamping exercise. The person issuing the summons must be authorised to do so and must scrutinise the information to satisfy themselves that the requirements are met and a summons properly granted. See Tesco Stores Ltd [1981] Q.B.470,DC. ARCHBOLD 4-77 PAGE 177 Magistrates criminal practice. ‘The Anonymous JP’.” ‘Regina v Felixstowe’ “The Court is required to provide this information to the parties in the case, and any others having an interest in the case (i.e. witnesses etc.) by virtue of the judgement in the case ‘Regina v Felixstowe’ justices ex parte Leigh and another, Queens bench division c 1984/5. Held by Lord Justice Watson that :- There is a right to know who sits in judgement, and denial of that right is unlawful, unwarranted and inimical to the proper administration of justice, further that there is no such person known to Law as ‘the anonymous JP’.” To conclude, I am telling the council I cannot afford to pay lump sum and I can only pay what was agreed otherwise my ability to pay current tax liabilities is affected (invited them to look at my earnings, they will see I have to borrow money every month to survive)
  5. Its been over 6 years! I was under the impression that LO did not expire, and if it did, could they not get another one? Where could I find that official information source so I can pass it to the council or bailiff
  6. Thanks DX100uk They said they had a LO... in electronic format. I will proceed with asking above questions, what do I do when they answer it? lets assume they answer these questions but still cannot produce physical evidence of issuing the LO?
  7. I'll do that and see what happens, any other advice? I've informed the Council back in October and the current bailiff that a) Revoked Implied License, b) Notify them I am vulnerable as suffering from medical condition including diagnosed depression, 3) sole registrant at the house as a single mother 4) I have sold all my goods
  8. Hi all, I posted help for this before but got no answers so trying again. I closed a Virgin Media account in 2004. (no contact with anyone about this account since) Since Jan 2013, this account has been showing up on my Experian credit file as an account. For 3 months it showed £108 balance but puts a green marker (0) for each month, then last 2 months goes back to U. I do not recall having anyone including Virgin chase me for the £108 as my bills were up to date although I had a contractor chasing me for a cable box for a while which he got. It does not show as default or late and shows the account as Satisfactory with £108 balance. My Question is: 1) Does this negatively affect my credit score? 2) Should I / How do I contact Virgin to remove this
  9. Thanks for the reply Honestly I do not remember receiving one because of the time period, they did not chase it for 6 years. The council said they have no copies or anything physical to show me, they just said it's on our computer records.
  10. Hi All, I am being harassed by Bailiffs and wondered what I could do about it. The Debt is in relation to outstanding council tax with Hounslow Council. Last year a bailiff turned up out of the blue at the wrong address although we are paying council tax at our real address and had been visited there by the council tax dept. The debt was from 2006. I asked the council for any evidence that a court order was issued and that they sent us this order. The council have said they have no evidence except an entry on their electronic files. I honestly cannot remember if 2006 tax was paid or not but I do have on record paying 2007 tax and confirming with the council then that all outstandings were settled before moving to a new address. 1) I rang the bailiff from Phoenix Commercial Collections. I said to the bailiff I dispute the debt. He said "When the Police come..." I said "What did you say about the Police"... he hung up. I called him back but he denied making the statement although I pointed out to him that I recorded what he said.... he hung up again. I have the recording. I complained to the council, they took the case back. After an exchange of letters and agreeing to a payment plan, they charge me double what was agreed. I missed the next payment, received a statement from the council then proceeded to make regular monthly payments. 2) Another bailiff turns up for 2012 council tax. Chandlers claim in their letter that it is a criminal offence to refuse to provide Chandlers my financial info. I ask them to confirm this in writing... so they did. I didnt provide any information but paid up anything owed to close the case. 3) A new bailiff from JBW turns up for the 2006 council tax even though I have made regular payments for the last months. The bailiff turned up at 6am and handed a letter to me. The letter said notification of attendance, however on the letter there is a levy charge for £29.00 and signed with an initial with the words (certified bailiff) next to it. I asked the bailiff for name & ID, he said "JBW"... I asked for his ID.... he ran away! I have complained to the Bailiffs. On the phone (recorded), that I want the bailiffs name and certified number, they refused, I asked for their complaints procedure, they refused. I complained to the council, but they refused to do anything about it. I am actually annoyed now from the harassment..... the lies and the bailiffs and council not following procedures. What can I do about this?
  11. Forgot to mention, the information is in an area saying, You have no successfully settled non-mail order accounts.
  12. Hi All my first time here although been in debt a looong time. I have checked my credit report with Experian (CreditExpert) and found some negative information. For credit agreements, it shows a Virgin Media account at my current address from 2004. The account was suspended in 2004. I have not made any payments or acknowledged the debt since 2004 and have not been receiving any letters about the debt in the last 6 years. It shows as satisfied with £108 outstanding and almost appears as if payments are being made showing a green circle with 0 in it. That is all the negative information I have on my record. I hope to apply for a mortgage soon and wondered if this would affect my chances and what can I do to remove the item. I would have thought this should be statute barred by now and should have dropped off my credit report. Thanks for any help in advance!
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