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WhyBother

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Everything posted by WhyBother

  1. Glad to hear things worked out (or are at least working out) ok for you. As you obviously know, its very hard to see ahead when you are at the bottom. CAG should be listed as the 4th emergency service!
  2. Sorry, I should have made it clear that no help was needed in relation to the section 21 and the process after. I had just posted it as update without thinking too much about how it was seen or interpreted. Sorry it frustrated you. I am not good at supplying info in general(or communication what I actually want to get across), which is part of the reason doctors and specialists have only just worked out to send me for aspergers testing along with a diagnosis of adhd primarily inattentive, at almost 40 years of age. So please trust me when I say it is not intentional. Tramadol for back pain today has not helped either. Can I blame that for calling the s21 an eviction notice? The deposit was made before the protection scheme by a third party who is not worried about getting the deposit back. The idea was that I could use the deposit when I moved on but I think it would be easier to get blood out of stone than get this back now. The previous executor made false claims about arrears before so I can see them doing the same so they do not have to pay the deposit back. I have been unable to get the answers to the other questions you asked yet. So please take this reply/thread as information and not requiring any help or attention. If I can get everything together I shall post again and bump this thread. Many thanks once again for your time!
  3. Both myself and the neighbour received a section 21 eviction notice today. Different dates for moving out though which we think is based on our rent payment dates.
  4. Are you saying I have a big chin Leakie?!!?! Just kidding I appreciate the help and the fact there is someone listening so I can share the problem to get if off my chest too. I won't bore you with all the things wrong with me or my life but something as simple as your replies is like one beacon of hope in an otherwise dark place
  5. Thanks once again for the replies. I will add collating that info to my list of tasks but it could take some time. If paying into the deceased LL account covers me, that is good to know. Even though my previous landlord requested the money be paid into that account years ago, he mentioned something about there being a mistake some months after with an initial and the money was going into a brothers account. Not something I really took notice of at the time but now thinking about everything together...
  6. Good to know there could be honest reasons but with the dishonest things the last executor (who is related and on good terms with the current executor) has done, fake repossession documents sent to us, falsely claiming arrears, saying the bank now owns the property and other lies, along with knowing my old landlords murky past, I am hesitant to take everything at face value. It has been 2 years now since my landlord died. Despite repeated attempts to get an address or contact for the executor, this has been the first time one has been provided. Unfortunately I am in the position where I am not working and cannot be considered homeless unless evicted through a court. I am happy to leave this place and the executor(s?) wants us gone so they can sell the place, yet we are stuck in this loop due to the council policies on homelessness. At the same time not many other landlords want to take on not-working tenants as....they are hard to get rid of. Its a vicious circle where everyone is unhappy.
  7. Forgot to point out that up until now I believe myself and the neighbour have both been paying into the landlords old account. Hence why it seems strange she has been told to pay into another account under the executors name now and I have not.
  8. Hi, My landlord passed away some time back and although I could get no contact details about the executor I was told to keep paying into the bank account of my deceased landlord. My neighbour in an adjoining flat was told the same. So we have been doing this for over a year, while at the same time unable to get any verification on the name or address of the executor apart from a daughters first name. We both feel this lack of contact was so that no upkeep had to be done on the properties (has been a long time since the last gas check). Today myself and the neighbour received a section 48 notice each, advising us that our landlord is now (a named man) who is executor of the estate. An address was provided as the landlord on this notice. My notice said nothing else. My neighbours though had the date of her contract start date stated (12 month contract, started 3 years ago) and also details of the bank account to now send the rent too. Up until now every letter we got since my landlords death had been identical in every way. We both received court papers for eviction around the same time (still here as they filled out the court forms wrong). Everything has been the same except these letters. I was always concerned that there was something not 'right' about the bank account my rent money goes into (long story I won't repeat here). Now with my rent going into the account of a dead person and someone in the same building paying their rent into the executors account, I want to ask is this normal and legal? The whole situation considering the attempted eviction and now this has left me unnerved. I have a feeling the section 48 is so they can remove us cheaper than through the courts as the executor can just claim rent arrears, which they tried originally and failed as there were no arrears. At the same time I do not want to pay into a bank account if there is something fishy going on. Thanks for bearing with me while I got to the actual questions!
  9. I will keep that in mind too! ihatebaliffs, I have not yet. I do intend too unfortunately what may seem a simple task to most, is a mammoth task with a lot of mental preparation for me. Some will think that as I have written here I could have just as well have written to the council, it doesnt quite work like that for me though. Writing here has none of those pressures
  10. Just to give you guys an update, they did not turn up today as stated on the letter. Its going to be more days of hiding in the dark with the curtains closed.
  11. I will try and speak to the council today, just don't have the strength or will in me right now. There was no charges listed on the notice he gave me, just a balance outstanding. It also did not say for what period the council tax was owed. s11.postimage.org/qti8fkttt/let.png (To be able to post links or images your post count must be 10 or greater. You currently have 4 posts.) When I hear them coming I intend to go into the garden, lock my back door and speak to them over the gate. I would feel to trapped talking to them through the door or with them right in front of me.
  12. I did speak to the jobcentre on the phone a while back who told me I couldn't get any other benefits. I told them off the problems I have remembering to pay bills/dealing with letters etc and asked if it could be taken directly from the benefits I receive so I do not continue to get the council tax debt problems, but they told me they couldn't. In July this year I saw a benefits advisor at the doctors surgery who told me I should be getting disability living allowance and that he would fill in the forms for me. At the last appointment with him I asked who he actually worked for and he told me, Croydon council as a benefits advisor. The DLA came back as refused. The CAB was too busy to help so contacted a solicitor for me who told me that I should be on at least lower rate on one and middle rate of the other. They filled out my appeal for me which was also turned down. During this time I filled out my own ESA form, which took me 3 weeks, doing a single box on the form a day. I got accepted into the ESA support group straight away with no interview. So I am confused as to who is supposed to help, who actually can help, along with thinking, why bother? Life can't get any worse. I will weather out the bailiff visit and keep in mind I should have to talk to the council when I can face them. Is it the council or the bailiffs I should be advising I could be vulnerable? Thanks once again to all of you. A problem shared is a problem halved!
  13. Hi Jogs, Thanks for the advice. I will make sure nothing is signed. 1 - I remember seeing a letter or two that mentioned liability orders before but I did not understand what they meant. There are probably a good few years worth. 2 - Not having any organisation skills at all means I probably don't have or won't be able to find the letters to get the dates 3 - They would all be for my current address Are you saying I need to ask the council all the questions you mentioned above? It may look like like I am totally useless with dealing with these type of things and....it would be a correct assumption to make. Just building up and preparing myself to deal with the council could take me a week. I know it has to be done but it is not as easy as just doing it. I am completely struggling with life. I could not find anything on Croydon councils website as to who they class as a vulnerable debtor. One proposal page mentioned OAP's and people on income support but I have never received income support, which is why I have always had to pay the council tax. I am due to become homeless soon too but I guess that makes no difference either. If someone knows of a link to the council guidelines for vulnerable debtors I will have a read. Just could't find anything on google myself.
  14. Hi Leakie, Thanks for the quick answer. That was my main concern as I had read somewhere that for tax related issues bailiffs could break in. So its good to know they can't. I don't own a car but I do have some old garden furniture in the garden which I don't mind them taking. Not sure they will try and enter my garden though after the welcome my dog gave them at the back gate today. Due to anxiety problems I rarely leave my place or open the front door anyway. Out of medication for the anxiety but been in such a depressive hole the last few weeks I have not arranged to pick up some more form the doctors. Thanks once again
  15. Hi there, A couple of huge Confero collection bailiffs knocked on my door today and left a letter saying "Notice of Baliffs Attendance - Magistrates Liability Order for unpaid council tax" and stating that they will return tomorrow at a set time to remove my goods. Do I have to let them in as it is due to council tax? I have mental health issues and have been on incapacity benefit for a few years which was last month switched to contribution based ESA, support group. It seems that due to working in the past my benefits have always been contribution based which means I have to pay council tax, don't get cold weather payments etc. Always bugged me but the fact is I owe the council tax. I just have never been good at remembering to pay bills (recently diagnosed with ADHD, mostly inattention, and reffered for aspergers diagnosis) and being able to deal with paperwork. Even when I was working and had plenty of money coming in I would forget to pay bills. I have a lot of debts now and no disposable income, so its not like I can make any offers to the bailiffs. I had planned on getting a DRO but couldn't get together the £100 needed to do it. I don't have much they can take except my tv, this computer and my sofa. It would be good to know if I have to let them in or not though. Any quick advice to ease my mind would be appreciated.
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