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Looneyfitter

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  1. Hi Tom thanks for the reply. The blinds were ordered in my LTD Company name (although unknown to me Companies House had Dissolved my company) before before I ordered them. The CCJ is definately in my name but im not sure about the Writ/Warrant as I have never seen it. I have asked for all paperwork from HCE regarding payment history a copy of the agreement I made and a copy of the Warrant but all they sent (email) was the payment History. Many Thanks Gareth
  2. Please can anyone help me? I really dont know where I stand with this Bailiff. The story.. In Sept 2010 I ordered some blinds for my house/conservatory in my Business Name as i was turning it into an office, for the sum of £3750, i paid a deposit of £1500. The blinds were fitted and I was then invoiced for the remaining balance. Unfortunately shortly after I was invoiced I had a company go Bust on me leaving me with no money. I spoke to the Blinds Company but they wasnt interested. The next thing I know ( Nov 2011 ) there is a Bailiff from the High Court at my door with a Warrant in MY NAME, I was unaware they had even been to court. Now I didnt let him in and I cant remember him Levying anything. I checked my companies status as it was a Limited Company and unknown to me Companies House had Dissolved my company in May 2010. Now because I should have known about my Company I thought I would Honour the debt (and because i still had the blinds) so I made an arrangement with the Bailiff to pay £30 per month. I have paid this every month without fail. 2 weeks ago I received a call from the same Bailiff who I made the arrangement with, saying that he had been instructed to take my car and that he wouldnt but would have to post a notice letter, he said he believes it is unfair as I have stuck to my sideof the deal.. He has been very helpful and has gave me the heads up when hes coming etc. However, today I have had another call from him to say that he is being put under more and more stress from his Directors and eventually he will have to come and take it :mad2: The question is where do I stand? My 8 year olsd son has just been diagnosed with Diabeties and my wife needs the car to go the school etc to give injections and so on. Also the car is worth over 20k and the Debt is just over £2800 with fees etc. Any help would we greatfully received.. Gareth
  3. Hi all I'm new to the site. Can anyone help me I'm at my wits end now with debt. I had a company go bust on me 18month ago, taking me for 26k leaving me in alot of debt. I am fighting a court claim at the moment for 2k with a blind company. Awaiting a court date. I have returned home today to find a letter from hceo saying they will be removing goods. The total is now 3k? I have checked my credit file and there is a ccj listed against me with the creditors details. Could I have missed the court date? What situation am I in with regards to the officer? Can he enter my home? Can he take the car? ( my wife needs it for work and to get kids to school) im only working 16hrs wk at the moment. We are 20k in mortgage arrears and thinking of BR or an IVA. Most of our stuff is joint owned. The reason I'm taking the company to court is because the credit was in a company name and they are Persuing me. I'm really at my wits end now. Please help. Looney
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