sounds good to me, i will phone first thing in the morning and let you know cheers

many thanks for the kind message Audreygreeneyes capital one had until today to reply, so havent heard anything from the court so far, so how long should we wait to hear something from the courts

feel a little scared and happy tooo just hope i have done the right thing, cost me £108.00 of my hard earned money for this, wife gone mad at me, telling me we cannot possibly win this

letter received from the court today claimed issued on 12 November 2008 sent to defendant by first class post on 12 November 2008 deemed as served on 14 November 2008 defendant has until 28 November 2008 to reply whooppeeeeeeeeee

well thats it now, just back from the Court and papers filed, cannot believe how long this has taken me, just hope i havent made any mistakes in POC. watch this space i guess, what does puzzle me is, what if there proceed and file against me today too

right, please could someone look over my N1 and tell if its complete or if I need to add or remove anything from it I am hoping to file this tomorrow with the court

lost me on this one Byran Carter ??????????

Omg Bump, No Comments Arhhhhhhhhhhhhh

bump bump bump

right, for all those who have been following this thread. I could really do with a final answer on this now, are my POC 100% correct for this I have received this today, and will need to file my action N1 on tuesday at the latest now. comments and observations appreciated please

thanks, need to try and file this on wednesday at the latest

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So, Should I Now Proceed And File The Claim With County Court, The Only Date I Can Do This Is Now Tuesday As I Dont Have A Day Between Now And Then

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cheers right when i asked for the CCA request last year, this is what i got in return. 3 pieces of paper in total now there is this page too, but it if you look closely you cannot see the fold marks on it like the one above. I have read somewhere that capital one do this quite a lot, trying to make the document look like they were back to back agreements. I would welcome peoples thoughts. when i pressed them to see an enforecable agreement at an earlier date they send me last scanned one before suddenly finding this one. Not realy sure what this means, think they may be trying to pull some kind of fast one., will attach that one too. this

would i be right in thinking in that that although i am supposed to have signed a credit agreement, doesnt it have to be signed by both myself and captial one. cannot work out how to to post a scan image into this thread

i know, just so confused

they only thing i ever signed was the piece of paper that said application form, so i guess its not enforceable, so i could go for both ppi and charges nowplease confirm this is correct

so if its an enforceable agreement, where have i signed it. the only thing i ever signed was the application form, and i thought they werent enforecable i took the credit card out in the middle of 2002 ish so confusing

any news anyone, habe to file this yesterday urgent

well it seems to me like i should just throw the towel in and pay them up. capone 1 - 0 andy

hi ukaviator,just wondering if one got my email

these are the basic details Defendant: CAPITAL ONE BANK (EUROPE) PLC Brief Details of Claim: Unfair Credit Card Charges Payment protection Charges Default Removal and Adverse Comments Removal from all Credit Reference Agencies Value £2976.87 Defendants Name and Address CAPITAL ONE BANK (EUROPE) PLC Trent House Station Street Nottingham NG2 3HX would that be all thats required

trying to add my my n1 pictures into this post but for some reason cannot attach anything

£2976.87just found it on court website, £85.00 if under £3000.00does that mean claim and court costs together, as if i add both mine together it brings it over the £3000.00