Having_A_Knightmare
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Everything posted by Having_A_Knightmare
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New SKY HD Planner
Having_A_Knightmare replied to Having_A_Knightmare's topic in The Bear Garden – for off-topic chat
I am a typical male and didnot read the instructions that come through the post.... Its actual OK HAK -
Can I just clarify something... Ive been waiting nearly 2 years for Hilsden to produce my CA. THey have a CO on me and I need the CA as a major thing to get it set aside. Can I do a CPR31 request for my agreement?? HAK
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Nice one Paul Do us a favour and take the RBS credit agreement I have with the dodgy PPI figures:) and ask them what they are playing at...
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I only found out about the DN the other day!!!
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I had a credit card and the bank sold the debt on. Just found out of the bank that they never issued a default notice before selling. The debt has now been settled (on my terms). I am just wondering is there anything I can do to shaft the bank who forgot to issue a default notice. HAK
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Philips Collection Services
Having_A_Knightmare replied to lonerider's topic in Debt Collection Agencies
The last letter quotes a SD or bankrupt. You want to write back and tell them to get there fact straight as this has to be a minimum of £750. I would then make an offical comlplaint to them about there scare tatics and at the same time report them to the OFT throught your MP. And why not send a complaint to the FOS for what it is worth. HAK -
Cheers Mate:) HAK
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PT Ive PM my email address HAK
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Hi PT Can you email it to me HAK
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Has anybody got a copy of this The Consumer Credit (Total Charge for Credit) Regulations 1980, SI 1980/51
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BB that what I think... Letter will be going off next week.. Cheers HAK
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I have just found the original T&C booklet I got with the above. It mentions nothing in the booklet or on the agreement about sharing my data with CRA. Are they aloud to do this if it is not in writing> HAK
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I know were ou are coming from!!! At the moment I have no battles on as everything has good quite or I have WON( had to get that one in). I feel lost:-o HAK
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Dave- CB Its Like the good old days again!!! HAK:)
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Cheers PT. Will have a scan through see if I can nail a few more DC/Banks another way... HAK
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PT Have you done a thread on this issue HAK
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Just got to have a rant at the new planner. Dont like change. Dont fix it unless it is broken springs to mind!!!!!! Rant over... HAK
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Bit Peed of really. Had a funny feeling it would be sorted today. Obvioulsy dont know Im a CAGGER...hehe They have another week max.... HAK
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Cheers Paul...
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Getting confused... I know an agreement is unenforacable with out a perscribed term. What part of the regs do I use for this agreement to make it unenforcable. Sorry but just cant get my head around it... Cheers HAK
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So were does it actual say if the APR is dramatical incorrect the agreement is unenforcable.. HAK
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Just found this out and feel this is great news..... Keep them coming OFT.... It shows we have to complain to the OFT all the time... Lets see if we can get a DC credit license revoked!!!!!!
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Apparently she has left.....Wonder why!!! Basically I have given the bank a couple of weeks to get this sorted. I give the bank manager her dues she does call us every couple of days to inform us that they are still awaiting paperwork etc... She has got till the end of next week to come up with a severe pot of cash or its legal action all the way..................
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Fantastic News Well Done!!!
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Yes all the signatures are on another continued sheet and are OK
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