Unfortunately at the moment, LBL are liked a cornered animal and are thus pulling out all the stops to maximise revenue whilst they're still in business. They're throwing loads into mass advertising but are also even keener to snatch cars at the earliest opportunity In other words, they've lost it but people should be more careful than ever

Followers of the ongoing LBL saga's may be interested to know that 'Armstrong Recovery' are not based in Manchester, but in the North-East....

The police won't class the car as stolen, they are lying through their teeth - this is a civil dispute and not a criminal matter

Armstrong is a new name in the LBL sage, try and find what the 'bailiffs' (they aren't that actually) are called

These dreadful so-called brokers want sorting out, we must all remember that they don't just rip people off at £50 a time who, by nature of applying for this kind of credit, can't afford to lose that amount. They are also guilty of building up peoples hopes who may be in very desperate situations and wasting their valuable time when they could be finding solutions to their problems elsewhere

Lindy, did these 'heavies' identify themselves? What company do they work for?

Lying seems to come as naturally as breathing to that company & their agents... even their legal man does it! The more they dig the more **** they dig up...

Alas, the kind of agents LBL use 'work' from dusk to dawn & in between. Very often they will arrive at 5am, all dependent of course on where they start on their list, even if they don't actually make themselves known until 7am. They can and will use any means necessary and often employ people in unmarked vehicles to stake out targets long before the actual repo-men 'pounce'. In some circumanstances when vehicles are clearly not in everyday use or visible they can spend a couple of months stalking people in order to establish that is the case, with those being surveyed blissfully unaware. Once a location is established any 'rules' they should adhere to are soon out of the window The company referred to above is based close to the Lincolnshire/Norfolk border but does indeed employ many teams to work in the whole of the UK. LBL have also been known to instruct some far less 'professional' outfits, one of which keeps rearing it's ugly head on this site professing its innocence - which, given all the horror stories posted about LBL & their conduct on this site, one should expect. Trying to 'second guess' when & where you will get a visit is pointless, if you want to keep it hide it.

Firstly, I don't want to lecture anyone but think when you post things (i.e that first sentence) that could be taken advantage of. Secondly, Stephensons would not agree to pro-bono group cases unless they believed the chances of victory were very high indeed, like all firms they are in the business of making money first & foremost. Thirdly, this case will last as long as possible - LBL know they're on a hiding to nothing & as such employ solicitors prepared more to work toward delaying the inevitable than towards a mutually beneficial solution or fair judgement

Easy answer - their right arm doesn't know what they're left arm is doing

Unfortunately to LBL, their agents & their moles (yes, beware who you confide in), 'playing dirty' is to be expected - what do they gain except the wrath of the court? Well, in the build up to any case there are several opportunities for a party to exercise delays & create problems, all of course maximise costs for the claimant manyfold for a case they have had to fund from the off. The result being of course that this could result in the claimant being unable to continue to trial having been overwhelmed by costs for counsel etc. This latest 'spanner in the works' is an attempt to throw Stephensons off-balance and delay things further - as well as recoup some 'lost revenue'

I'm not angry particularly - simply calling a spade a spade. It is my public duty to 'tell it like it is' and I haven't even started yet....

You may be interested to note that there isn't a firm of solicitors that will represent LBL, they have to use a one-man-band cowboy. As many of us know, normally companies such as this use large 'firms' but LBL aren't very popular in legal circles for some reason....

They may have been talking about that other case that was in the paper - the one were they duped the guy with bull****, and then one day basically turned up & helped themselves to everything in his storage unit whether or not it was involved in any Log Book Loan. I understand that is theft.

There are most likely several issues that will invalidate the security and the terms of the loan itself, however you will need to take legal advice. There is a firm of solicitors offering pro-bono (free) advice who can help you. I'm not allowed to say their name but if you pm me I will let you know

No, it means the debt is secured on the item on the bill of sale. Not that the LBL agents explain any of this when they ask you to sign. Which is very naughty indeed

Keep the car hidden and you've no need to worry - just don't waver and don't be intimidated. The only thing they can do is take you through the courts, which will cost them & involve the courts taking a good look at their contracts & practices.... Don't be fooled by any threats from so-called bailiffs either, it's a civil matter & the police are NOT INTERESTED in their side or yours

Sounds like Oh Boy! (or should that be Oh Dear?) has 'connections' - the semi-literate comments definitely induce a sense of 'deja vu', why is it LBL apologists always seems to have those problems?

WHOOPS! More bad press Steer clear of borrowing against your car | Money | The Observer

Another shocking story Hull: A former police officer who stole more than £13,000 from a lap dancing bar and a takeaway has been spared jail.

Actually, if the BOS is void then the security on the loan is void too - which means they have no right to the car and can have no legal interest in your car. Everything about this bunch is rotten, from the way their agents tell customers how they 'never go for repo and can't' whilst simultaneously giving their address as a Cash Converters and failing to explain what the BOS means, their rip-off methods on the phone when customers attempt to sort any problems out, the illegal methods used by their 'bailiffs' to take cars and the bent solicitor they use when forced to defend their disgraceful methods Beware though the police who have frequently shown they are trained to dismiss disputes of this kind as 'civil' and aid these companies by failing to act adequately

Oh Boy - what JonCris says is true. You are working on the theory that these companies act in some kind of 'proper' manner - you would be genuinely shocked by their behaviour in both the way they conduct their business and their behaviour once the court process has begun, which is verging on contempt. Of the cases I have heard about their methods, once they have been reluctantly dragged into proceedings, is to stretch and abuse the rules of the Civil Justice System as much as the can - and that the word of these antics has become well known amongst the circuit & district judges

These 'bailiff's use the 'we'll have to report the car as stolen' card a lot in order to get what they want - it's a lie. In the meantime, keep the car hidden until this is sorted as they will mercilessly seek it out and take it wherever they may find it - your main hope lies in civil litigation which may cost less than you think. PM me for more details.

Their ties with Cash Converters are very strong and most LBL agents list their 'registered address' as the same as a Cash Converters when completing loan paperwork

'Lenders took double money AND the car' - Sunday Mirror